5Mo·

Hello to all the early risers among you :D


I've been in the stock market for about 10 months. My biggest positions are Bitcoin and the S&P500. My strategy so far has been to save the two positions monthly via a savings plan, which I plan to continue in the future.


In addition, I have repeatedly bought quality stocks with higher contributions during major setbacks and sold them promptly as soon as they have achieved a return of around 15-25% or a higher return than my S&P500. It is definitely more exciting but also much more costly (fundamental analysis, reasons for the setbacks, future prospects etc.) + I pay tax on my short-term gains. I simply don't have the time for that at the moment (degree, working student job, weekend part-time job)


Now I would like to change my strategy a little. I would like to continue to save my ETF + BTC and also add a few quality stocks or ETFs from the tech sector to jump on the AI bandwagon, so to speak, as I believe that despite the sharp rise, we are still pretty much at the beginning and there is enormous potential. In your opinion, does it make more sense to choose a sector ETF like the $IUIT (+1,2 %) or 2-3 quality stocks with high potential from the sector (e.g. $NVDA (+1,65 %)
$QCOM (+1,23 %)
$AMD (+1,35 %) or also $ASML (+1,34 %) )


Since my portfolio would therefore be very USA-heavy, I would also like to take 2-3 top stocks from the EU ( $ASML (+1,34 %)
$MC (-0,02 %)
$NOVO B (+2,53 %) ).

Possibly also stocks from South America ($MELI (+0,62 %)
$NU (+1,01 %) ) with high growth potential, the same from India with e.g. $INFY to diversify the overall portfolio more strongly.


For those of you who have read through to the end, I would be very pleased to hear your opinions, suggestions and criticism. As I said, I've only been on the stock market for just under 10 months.


Have a nice sunny Saturday 🤗

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9 Commentaires

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Sunday already? 😲🤔 Don't take Saturday away from us 🥲
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If you have less time anyway, then the boring solution with the sector ETFs makes the most sense. So either the suggested $IUIT or simply a NASDAQ ETF.

However, the Fomo has also prompted me to add two individual stocks from this sector to my watchlist, I am currently monitoring $QCOM & $NXPI
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S&P500 is a good anchor, I also have $IUIT, then you don't need to buy individual stocks in $MSFT, $NVDA and $AAPL. There are already 60% in the ETF, the rest is by-catch. I have covered India via $QDV5.
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What is your monthly budget?
Etf, bitcoin plus 6 other stocks... I would only do that if the savings rate is high enough. Otherwise just ETF and Btc as before
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