LoginSignup
image de profil
Rmann@Epi
4Sem.
CAGR 7%, maxDD 60%.

Even if many people don't like reading this: there are better things.
•
1
•
Michael@Neverloosemoney
4Sem.
@Epi Fortunately, everyone can decide for themselves what to invest in. Good luck with your individual performance
••
image de profil
All-in-or-nothing@All-in-or-nothing
4Sem.
@Epi I still have it as a basic investment in the meantime. Paired with a nice share of BTC and gold😉. I've been planning a portfolio presentation for a long time, I just haven't gotten around to it yet😅. Question about the MaxDD you mentioned: The ETF has been around since 2011, MaxDD since inception is just under 35% according to justETF and the provider. The 60% you mentioned is the MaxDD of the index itself, right?
••
image de profil
Rmann@Epi
4Sem.
@All-in-or-nothing Correct, the mDD is calculated from the hypothetical ACWI 2008 (80% MSCIWorld, 20% EM). At that time, the EM share was significantly higher than today and the crash was significantly lower than for MSCIWorld. Hence the high mDD.

I would be very interested to see the portfolio presentation. Feel free to link me so I don't miss it! 👍
•
1
•
image de profil
Rmann@Epi
4Sem.
@Neverloosemoney Well, with 80% of private investors underperforming, it remains to be seen whether the opportunity to make individual decisions is a good thing for everyone.

Not that you can't catch the market return with consistent B&H. But the psychological risk is extremely high at -60%maxDD. 80% will not hold out, especially if they only entered the market after 2009.
••
image de profil
Play R.@Playrio
4Sem.
@Epi I think the ETF is perfect. All World IMI. If you want to be as broadly invested as possible, I don't think you're wrong here.
•
1
•
image de profil
Rmann@Epi
4Sem.
@Playrio You may be right. But why do you want to be as broadly invested as possible? That's right! Because you want reliable, predictable returns. But that's exactly what the ACWI, with its oversized risk of return succession, is not suitable for. Broadly invested or not.
••
Michael@Neverloosemoney
4Sem.
@Epi That's why it's also a basic investment. That doesn't mean that you also invest in other stocks. But I think the ETF is good as a basis, especially because it is so cheap
••
image de profil
Play R.@Playrio
4Sem.
@Epi In my view, there are no predictable returns with any ETF. Unlike you, I don't see any increased risk here.
••
image de profil
Rmann@Epi
4Sem.
@Neverloosemoney What do you mean by basis? >30% depot share?
••
image de profil
Rmann@Epi
4Sem.
@Playrio A predictable return is the motive for entering the capital markets in the first place. Isn't it?

And the various ETFs try to achieve this goal in different ways. In terms of its composition and historical risk profile, the ACWI is certainly not the best choice for everyone.
••