Hello and have a nice evening,
I would like to ask you for a portfolio evaluation and suggestions for improvement 👀
Or roast me and tell me just one ETF...🙂↔️
Objective:
Long-term wealth accumulation
(Reach the 100k for now - I'm only at 2k but that will bestimmt🤝🏼)
About me:
20Y savings sum 150-200€ month
Trained as a real estate agent (therefore Realty haha)
Investing since the start of training 1.09.23
I wanted to go through my positions individually and tell you why I bought the position and what I think about it at the moment:
💚 - Stay in
( or convince me otherwise)
💛- Divided
MSCI ACWI - $ACWI 💚
An Etf solution - core of the portfolio should make up ~ 40-50% of the portfolio in the long term
MSCI India - $QDV5 (-0,64 %) 💚
deliberate doubling with share in ACWI - see great potential and economic growth here
Deka Fond - 💚
I know, no savings bank funds, but these are my VWL and they are worthwhile for me - very tech-heavy and currently yielding good returns
Realty - $O (+2,65 %) 💚
Solid monthly payer with great upside potential if interest rates fall
BAT - 💛 $BATS (+0,49 %)
Great upside potential - comeback if new tobacco-free products conquer the market
+ High dividend
DHL - 💚 $DHL (+0,1 %)
Burggraben - DE - Dividend - Industry pick
Blackrock 💚- $BLK
Burggraben - Great market power + growth + dividend(growth)
United Health 💚 - $UNH (+3,09 %)
Moat + dividend growth + stability + growth
Pfizer 💛 - $PFIZER
Big pharma company + comeback potential + dividend
(I will probably sell - possibly buy diabetes pharma company $LLY (+5,07 %)
$NOVO B (+0,73 %)
Monster 💚 - $MNST (+1,28 %)
Growth rocket 🚀 + brand power + no debt
Nextera 💚 - $NEE (+3,84 %)
Monopoly position + benefits from falling interest rates + divi(-growth) + utility pick
Volkswagen 💛 - $VOW (-2,5 %)
Brand power/portfolio - DE - Dividend - Comeback
ASML 💚💚 - - $ASML (-0,38 %)
NL/EU - moat - growth rocket - great future potential
P&G💚 $PG (+3,31 %)
Blue chip - Stability - Brand power/portfolio
My watchlist:
$MC (-2,6 %)
$DE (-2,8 %)
$V (+1,22 %)
$META (+0,4 %) + Pharma
I have now learned that dividends do not play a major role at my age (more focus on growth in the future), but they all motivate me at times💪.
Unfortunately, I have few tech companies, which has left me with a lot of returns...Tech/IT is still the largest sector in my portfolio with just under 20%🤡
Initially paid a lot of learning money through MPT and too many positions - forgive me 🙈
I'm looking forward to your roast and hope for more than 1ETF solution ;)