With an etf you are not allowed to diversify, because the etf does it for you.
The more the worse here.
In principle, you have brutally overweighted the tech sector and thus destroyed diversification.
You should go back and improve that.
The more the worse here.
In principle, you have brutally overweighted the tech sector and thus destroyed diversification.
You should go back and improve that.
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@schokosahne Thanks for your answer.
I will do that!
I will do that!
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2Mo
@schokosahne What do you mean by 'You can't diversify with an ETF'?
A WorldEtf combined with a bond ETF, a BTC ETF and a gold ETF can still make sense.
A WorldEtf combined with a bond ETF, a BTC ETF and a gold ETF can still make sense.
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@Epi That makes sense, but the performance of metals is usually somewhat lower, so you should keep an eye on that.
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2Mo
@schokosahne If you go by that, then the performance of Bitcoin is usually higher.
It's the mix that makes it. That's the whole point of diversification.
It's the mix that makes it. That's the whole point of diversification.
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@Epi Of course, only you increase your volatility extremely. You just have to invest where your strengths are.
Due to my school career, also as a technical business economist, business studies and economics are very easy for me to understand and therefore individual shares are my path.
Of course, I still own some real estate and also commodities in physical form around 10% and 5% crypto.
But here you have to say that a good share has outperformed gold, but commodities are not an exciting investment for me except for Linde, so there is no reason for me to invest in commodities other than in physical form.
Here, however, I prefer silver to gold, where I see significantly more opportunities at the moment.
However, my argument here was that diversification relates to the pure etf and not to portfolio diversification in different asset classes.
Due to my school career, also as a technical business economist, business studies and economics are very easy for me to understand and therefore individual shares are my path.
Of course, I still own some real estate and also commodities in physical form around 10% and 5% crypto.
But here you have to say that a good share has outperformed gold, but commodities are not an exciting investment for me except for Linde, so there is no reason for me to invest in commodities other than in physical form.
Here, however, I prefer silver to gold, where I see significantly more opportunities at the moment.
However, my argument here was that diversification relates to the pure etf and not to portfolio diversification in different asset classes.
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2Mo
@schokosahne I don't really understand what you're trying to tell me, but I don't have to understand everything. 🤷
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