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Everything done right. If you want to live in your own home, it makes the most financial sense to invest as little equity as possible and to aim for the lowest possible monthly payment, even if it takes 45 years to pay off (any money saved must of course go into the deposit). Here are a few more coins for the donkey stable in the garden
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@DonkeyInvestor They are definitely well laid out. Maybe there are also 2 carrots in there 😂

Absolutely! From a rational point of view, owning your own home is definitely not the best choice. But in this case, I'll allow myself a little irrationality. And there's also a happy wife. That brings the highest return 😄
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