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Miguel R.
@M1ch3
4Mo·

Hello,


With around 50 years, and 2.100.00€ available to invest what are the suggestions to split the money.

My idea is:

$XDWT (+0,27 %) 25% (Or maybe $XNAS (+0,07 %) )

$CSPX (+0,32 %) 25%

$XDEQ (-0,05 %) 25%

Some Bond ETF 10% (Advice needed)

Individual stocks 10% (For fun)

Cash 5%


All my income should be from those investments, so from time to time I have to sell some positions to guarantee some income.


If the portfolio increase only 3,5% per year it should be totally fine.


With further suggestion and discussion I can have more ways to optimize this investment


Thank you

7
14 Commentaires
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mvarcox@mvarcox
4Mo
If you look at the largest holdings of those ETFs you'll see they are very similar! I would go for an All World ETF instead of the information tech ETF. That way you can get exposure to other markets and companies.
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tims92@tims92
4Mo
2.1 Mine?
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Donnie Azoff@DonnieAzoff215415
4Mo
I would use the Vanguard FTSE All World (distributing) as a basic building block and mix in the Vanguard FTSE All World High Dividend. I would then add a few dividend-paying stocks.
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Miguel R.@M1ch3
4Mo
So apparently nobody likes bonds, maybe I can switch the sp500 and bonds to 40% of $VWRL, and then remove de XDEQ and use 45% on $XDWT.
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Tool1982@Tool1982
4Mo
Such a summ, 50 years old? Why not use dividend etfs and bonds and then enjoy life?
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Miguel R.@M1ch3
4Mo
@tool1982 that's the idea. I just need to figure how exactly to do it
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Demas@Demas
3Mo
Think very good strategy. Also got most of my portfolio in All World and SP500. But trying to diversity in more markets. Like Europe and Asia.
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