A good tailwind is also blowing in February, not only on the traditional stock market, but this time also on the crypto markets. Time for a monthly review, starting with my portfolios.

➡️ Shares

There was a small reallocation among the largest positions in terms of volume.$AVGO (+1,3 %) ,$FAST (+0,67 %) and $NVO (-2,14 %) form the top, $MSFT (+0,08 %) slips to 4th place, perhaps a first consolidation for Copilot? I am particularly pleased with Broadcom, which is up +140% and has exceeded my position volume of €1000.

In the performance sorting $NFLX (+1,95 %) rises to 3rd place with a good +82%. I am pleased with this development, while I can influence the volume by making additional purchases, this is not the case with performance. I remember about 1.5 years ago when the Netflix share was in the basement of my portfolio and was supported by reinvesting dividends. That's how it has to go!

The positions with the red lantern are $MMM (+0,67 %) ,$DHR (+1,44 %) r and $CPB (+2,3 %) . For the last two, the business models are right for me and I am sticking with them. As far as 3M is concerned, my mindset is now changing. I can still bear the loss, but I no longer completely rule out a sale. Even if it goes against my own rules, I think a sale is possible, for example to offset capital gains at the end of the year. A sale is the last resort for me and the 3M sticky notes on my office desk no longer lift my spirits with regard to this stock.

There will be a bonus from the employer, but it will be much smaller than I thought. So I will probably have to choose between$UPS (+0,42 %) and $JPM (+2,19 %) and . The decision is difficult, but I'm leaning towards the logistics giant. The losing company will be bought later, at the latest with the next bonus.

On the other hand, I have invested extra money from health insurance refunds and dental supplements in$HTGC (-0,22 %) in order to supplement my$ARCC (+0,68 %) position with another BDC. Stocks with very high dividends are rather rare for me, as I usually pay more attention to dividend growth, but I really liked Hercules Capital, and another tranche will be added when I receive a credit from the upcoming electricity bill.

➡️ ETFs

They do their job. Growing slowly and steadily and paying out a few more thalers along the way. A small sum from a sale fed a one-off savings plan on a legacy portfolio.

➡️ Distributions

I was able to collect 17 distributions on 7 payout days. What a great thing! On 15.2. in particular, it paid out decent dividends.

➡️ Cashback

I am in love with cashback. Money flowed back into an old deposit in line with my "cashback pension" strategy in order to top up further. The money comes from the equivalent value of redeemed payback points and real cashback, which I always deduct from my normal (food) budget to make this "benefit" work for me in the best possible way.

I also went hiking and Mother Nature was kind enough to provide me with cashback in the form of beer bottles. I will soon be taking these away with others and investing the equivalent value of the deposit. Incidentally, I haven't drunk alcohol for years. :D

In February, I published two Instagram posts on the topic, also looking at it from the perspective of habits.

➡️ P2P loans

I don't think I'll live to see the day when I withdraw all my funds from P2P. There have been a few repayments from EstateGuru, interest is extremely delayed there too, with the exception of Bondora Go&Grow.

➡️ Crypto

Things took off at the end of February and I'm no longer completely unimpressed by the prices. However, it is still too early to cash out. The BTC rainbow chart is already at a level where you should start paying attention, and the ETH rainbow chart is even clearer. The crypto cycle, on which I base my entry and exit, was visible at a smaller time level in the last week of February. I am still completing my sell targets. I have already written something about this and the strategy in general here: https://getqu.in/CsQaHU/

I think this makes it understandable why I am not yet betting on HODL at the moment.

I will definitely publish an article as soon as my levels are finalized, which you can read here.

➡️ Interim New Year's goals

Here is the interim status of "non-monetary goals" or habits that I want to continue, consolidate or expand:

- Exercise every morning: ☑️

- Walk every evening to switch off: 28 out of 29 days ☑️

- Normalize sleep rhythm + get up at 7:30 a.m. at the latest during the week: ❌

- Fast 3x for at least 7 days: 1 out of 3x so far, but not done satisfactorily => ⭕️

- Mindset and good contacts: Finding new contacts who tick like me and want to get on in life instead of nagging I'm still looking for. => ❌

- Daily reading: 28 out of 29 days ☑️

- Educate and further my education (without a real end goal): Continuing to work with Wordpress and attending a business seminar ☑️☑️

There is still a lot to do. Have a great March. Attached are my own shots of nature beginning to awaken.

This report is already a bit shorter than in January, I'm trying to make it even shorter, but just bullet points are not enough for me, that's just not my style. 😄