I would leave out the $IUIT. If the information at getquin is correct with 22% Apple and 20% nvidia.
First go full on World/EM to get a feel for the market.
First go full on World/EM to get a feel for the market.
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2Mo
@Der_Dividenden_Monteur I can only agree with the whole thing. Europe still sounds quite good, I also have it in my portfolio. But I would start very simply with World and EM. And then continue to inform yourself over the next 1-2 years and build your base until you can add to it. Don't wait too long to build the perfect portfolio before you've invested a cent and just get started instead.
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@Deny
Thanks for the quick answers, then we can start investing.
Thanks for the quick answers, then we can start investing.
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2Mo
@Nick2000 It is best to commit to a strategy for the next 1-2 years. As a rule, if you go by financial flow, for example, you should stick to your strategy for 10 years. As you are just starting out, you won't have a strategy for that long as you want to try things out and test things out. A well-intentioned piece of advice, don't jump back and forth too much between ideas & stay true to a strategy that you may refine minimally by 10%. So don't make huge changes to your portfolio and keep your base stable. With 10-20% of the portfolio you can make a sector or index bet.
And if you want to find out more, Finanzfluss on YouTube or their website is the best source for a longer period of time. No frills, simple portfolios and good explanations.
And if you want to find out more, Finanzfluss on YouTube or their website is the best source for a longer period of time. No frills, simple portfolios and good explanations.
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@Deny
Thank you very much, that really helped me!
I've been looking into financial flow for two months now and that's how I arrived at my current strategy. I have added Europe to expand the diversification.
I bought the tech ETF on August 5 out of my own interest when the tech giants had fallen in price. I want to continue to invest passively and keep the ETF in the portfolio, but only allocate 20% of my savings plan to it.
My main focus will be on the MSCI World and emerging markets.
Thank you very much, that really helped me!
I've been looking into financial flow for two months now and that's how I arrived at my current strategy. I have added Europe to expand the diversification.
I bought the tech ETF on August 5 out of my own interest when the tech giants had fallen in price. I want to continue to invest passively and keep the ETF in the portfolio, but only allocate 20% of my savings plan to it.
My main focus will be on the MSCI World and emerging markets.
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@Nick2000 This is not about your approach, but just so that you are aware of this, as your formulations do not quite fit: For one thing, the Europe ETF doesn't give you any additional diversification, it just changes the weighting of the MSCI World component. Secondly, the InfoTech ETF is a sector bet, i.e. not passive investing in that sense. It pours most of the money into 3 stocks that you could just as well buy individually instead if you believe that the companies are much better than the market in which you are passively investing and you don't mind the volatility. In the deep dive, you should be able to see how massively overweight they are, even at 20%.
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