To investors with a dividend strategy,

the rest would not be attracted by the portfolio anyway.

A brief introduction:

I am 42, married and have three kids (6,3,3).

Due to one child's health restrictions, only I am currently working (Head of Sales at a subsidiary of an MDax company).

I have been on the stock market since May 22 and at the beginning I also played popular games such as "buy high, sell low" or "back and forth makes pockets empty".

About the portfolio:

This week my wife received a gift, which I have added to my portfolio:

• $MSFT (+0,49 %)
  
• $OR (+0,63 %)
• $SAP (+0,22 %)
  
• $CSCO (+0,81 %)
  
• $AMGN (+0,52 %)
  
• $INTC (+0,66 %)
  
• 13* $ALV (-0,02 %)
  
• 100* $ULVR (+1,33 %)
  

Of course, entering the gift has affected the performance on the one hand, but also the compilation on the other. But I don't want to complain about the gift.

The general aim is to have a seven-figure portfolio when we retire and not to withdraw any savings. We want to use the dividends to close the gap between retirement and income and then bequeath the portfolio to the boys.

Investments of at least 15k p.a. + 1k increase p.a. + reinvestment of dividends are planned for this.

My question:

Would you just invest in the etfs for now until the dimensions are right again or keep running the savings plans even with the small positions + one or two more buys from the watchlist.

Which share would you not want to have/exchange and why?

*I don't interfere with my wife when it comes to the shares she received as a gift. That's her inheritance/gift. Even if we build up the assets together.

**Of course, I didn't enter the incredibly beautiful original purchase prices. But the prices at the time of the gift.