After a few individual investments and rather ill-considered purchases, I have finally made up my mind, savings plans which I simply run alongside my individual purchases.
I currently save every two weeks:
$SPXS (+0,29 %) with 50 €
I will be saving in this ETF for a very long time, as the investment horizon here is >15 years. As this is often used as a benchmark for many portfolio performances, it can't be wrong if you want to pursue a core-satellite strategy later on.
$HPRO (+1,11 %) with 50 €
I believe that the higher prime rate is currently a good opportunity to enter the real estate market and to keep it as a portfolio component in order to gain a little more weighting in this sector. It's also the only distributing ETF, which takes away the advantage of the tax deferral effect, but I find the payouts very motivating :D .
$GERD (+0,01 %) with 25 €
A bet with a short-term investment horizon. Many positions are doubled here, but the overweighting is intentional.
What do you think of my strategy?