Hello all,

after I wrote my first and only post in getquin about 2 months ago and I had only a rough idea of my strategy at that time, today follows my personal strategy.

First of all many thanks to @DonkeyInvestor for the great template for portfolio feedback.

Step 1: About me and my investment horizon and goals

I am 33, married and have 3 children. I am a team leader in an IT company. My wife and I own two apartments, one is owner-occupied, the other is rented. Both still with remaining debt. My investment horizon is between 20-30 years and is intended to supplement our pension and give our children a good start in the "adult world".

Step 2: My strategy

Until two months ago, I was of the opinion that I needed individual stocks in addition to my $VWCE (+0,87 %) need. After several sleepless nights and countless researches, I decided on a core-satelite strategy. I am betting on about 90% ETF and about 10% crypto (gambler position).

Step 4: My Depot

The following ETFs are in my portfolio

• $VWCE (+0,87 %) - Savings plan 700€/month
• $MEUD (+1,57 %) - Savings plan 150€/month (US share is to be reduced thereby somewhat)
• $SEMI (+1,4 %) - Savings plan 25€/month (I hold a lot of the industry and is also somewhat job-related)
• $LOCK (+1,96 %) - Savings plan 25€/month (Holds a lot of the industry and is also somewhat job-related)

From 2024 I will reduce the $MEUD (+1,57 %) to 100€ and reduce the $SEMI (+1,4 %) and the $LOCK (+1,96 %) increase to 50€ to get a better percentage weighting.

The following crypto are in my portfolio

• 
  $ETH (-2,5 %) - Savings plan 50€/month
• 
  $BTC (+1,71 %) - Savings plan 50€/month

Step 4: Depot expansion

I want to keep my current portfolio for at least the next 5 years, because I don't want to deal with rebalancing. As soon as I have more money (loan paid off, salary increase, etc.) the position of the $VWCE (+0,87 %) will be further expanded and possibly another gambler position will be added.

Step 5: What I do not want to have

Currently I do not want to have any dividend positions, who knows what will be in 5 years.

A nest egg in the checking and call money account exists and also continues to grow.

Step 6: Share absolute values

Check

Please give me constructive feedback on my portfolio!