2Année
Hello Florian,
Savings plan on the Vanguard is very good. Switching from an accumulator to a distributor is rather unusual, as distributors are usually chosen first - until the saver's allowance is reached. The tax saved should "beat" the compound interest. I think it is questionable whether it is worth investing in the individual shares, as they should all be included in Vanguard. With the 11 individual shares, your portfolio will need "maintenance". Investing €600 in the Vanguard could mean "close your eyes for 15 years and then look at your portfolio".
Savings plan on the Vanguard is very good. Switching from an accumulator to a distributor is rather unusual, as distributors are usually chosen first - until the saver's allowance is reached. The tax saved should "beat" the compound interest. I think it is questionable whether it is worth investing in the individual shares, as they should all be included in Vanguard. With the 11 individual shares, your portfolio will need "maintenance". Investing €600 in the Vanguard could mean "close your eyes for 15 years and then look at your portfolio".
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