I have a precious metal savings plan. Up to 200 € / month, the savings plan is cheaper than buying physical. Small bars are also relatively more expensive than large bars. With the savings plan, you buy a share of a 10 kg bar, which is then booked to the precious metal deposit. The bars themselves are stored in a high-security vault at the Landesbank.

I currently hold a maximum of 15% of my assets in precious metals
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@sasteron I always pay the same gold price for my bars, whether it's 10g or 1000g, the gram costs me the same.
@Jico Where do you buy it?
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@sasteron At my local jewelry retailer