3Sem.
I don't want to speculate just before US elections, so I'm buying a bunch of US stocks.
Hmm... 🤔
Hmm... 🤔
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3Sem.
@Epi Well, two shares are not really "a bunch". Besides, my US share in the portfolio is a bit low anyway at around 36%. There's still room for improvement...
But if you're going to give (welcome) criticism, what would you invest in at the moment?
But if you're going to give (welcome) criticism, what would you invest in at the moment?
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•3Sem.
@Invest-Fuzzi Now, just before the election? I have no idea. My market timing is subterranean. I'm more of a trend follower.
I only recently learned that this is a significant difference.
Trend following says: BTC, SPY, GLD. 🤷
I only recently learned that this is a significant difference.
Trend following says: BTC, SPY, GLD. 🤷
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•3Sem.
@Epi well, since, like you, I have no idea just before the election, it has become the broadly diversified S+P 500...😁
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•3Sem.
@Invest-Fuzzi Okay, if you see a concentration on shares from one country as broad diversification, then you're welcome to it. 😉
I would have thought of "broad diversification" more in terms of different countries, asset classes and strategies...
I would have thought of "broad diversification" more in terms of different countries, asset classes and strategies...
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3Sem.
@Epi hmm, but where is a US share of 36% a concentration? I'm aiming for 50% again - and even that I see as moderate.
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3Sem.
@Invest-Fuzzi Well, you have invested 100% of your savings rate in SPY. That's what I meant. 36% USA sounds okay, but it depends on what the rest is.
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3Sem.
@Epi Well, I don't have a fixed savings plan. I always decide individually. The S+P 500 currently accounts for around 1.9% of my portfolio - so there is room for improvement. You can look at the rest in my profile - if you're interested.
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3Sem.
@Invest-Fuzzi I see a concentration on crypto, German and US dividend growth stocks and corresponding ETFs. You can do that. All moderate risk-on assets. Your portfolio will be largely spared a commodity, gold or bond boom, but it is sensitive to liquidity, interest rates, inflation and recession.
So it's definitely more diversified than many, but it's not really "diversified" yet. 😉
So it's definitely more diversified than many, but it's not really "diversified" yet. 😉
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•3Sem.
@Epi Yes, your assessment is largely correct.
Yes, gold could still be an option, but it has run away from me somewhat. But I have it on my list. If there is a correction, I can imagine entering the market, but I can't say whether I would buy now.
Bonds are not so interesting for me. They certainly weren't bad two years ago. But as I believe that interest rates will continue to fall, I see more potential for returns in the equity market in the medium term.
Commodities are too volatile for me and I don't really know much about them either.
Thanks for your opinion 😃
Yes, gold could still be an option, but it has run away from me somewhat. But I have it on my list. If there is a correction, I can imagine entering the market, but I can't say whether I would buy now.
Bonds are not so interesting for me. They certainly weren't bad two years ago. But as I believe that interest rates will continue to fall, I see more potential for returns in the equity market in the medium term.
Commodities are too volatile for me and I don't really know much about them either.
Thanks for your opinion 😃
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11
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3Sem.
@Epi aren't you just average across the board?
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