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I also think the EF makes sense in principle. However, the disadvantage is that in some cases it can take quite a long time for the money to actually end up in your current account after the shares have been sold.
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@DerMartin What do you mean? When I sell, the money is in my account.
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@Aktien4Million jop on the clearing account. but it usually takes 1-3 days until you can pay it out, at least with TR /Scalable
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@WarrenamBuffet The ETF makes no sense for people with TR. You can just leave the money in your account. That's the case with Scalable. At Comdirect, for example, you can transfer the money immediately to your current account.
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@Aktien4Million At TR you currently have 3.25% p.a., so the incremental benefit of the XEON is marginal.
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@DerMartin I say yes. As I said, the ETF is worthwhile for Scalable Free users and house bank custody account customers
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@Dominik_76 depends on whether you have already exhausted your FSA. Otherwise you will have to pay KeSt on the interest from TR. With Xeon, you can defer the tax by retaining it and get comparatively more out of it.
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@Psychedelic_Sunflower Good objection