(@Twizzi) sur getquin

7Mo

They were already advertising super-aggressively at our university in the 90s. When I was just starting my career, I once went to a "consultation" and the guy wanted to sell me some obscure insurance (life combined with occupational disability and all sorts of bells and whistles). Although I didn't know much about it, I fortunately kept my hands off it. In my opinion, this is a structured sales company like many others, which customers should stay away from. Its unique selling point seems to be its focus on academics.
However, I have to say that my boss has been with MLP for many years and is very satisfied. I just don't want to know what this all-round carefree package has cost her 🙈

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Mc_Velli@Mc_Velli

7Mo

I have had very bad experiences.
In my experience, students (like me at the time) are mainly lured in by dubious competitions or Excel seminars. Then the offer of free "financial advice", which amounts to opening accounts with MLP under the 3-account model. My broker's main aim was to sell me a Riester pension or to cancel the good and inexpensive life insurance policy I had already taken out with Allianz as a student in order to take out a new one with MLP for a brokerage fee.
Fortunately, I didn't end up being sold anything and only kept the promised €10 Amazon voucher😂

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FIRE55@FIRE55

7Mo

Hi @Twizzi - I have been an MLP client for over 25 years and am satisfied with the advice and selection. However, I don't use MLP for investments, but for property and health insurance/insurance.

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Daniel@Dr27589

7Mo

Already had many concepts on the table. The result: mixed. There are definitely employees there who do a good job, but there is often a lot of nonsense. If you ask questions, it quickly becomes thin. So as with many other brokers/agents/strukkis etc. - You have to have the right advisor.

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~ Michael 💎 🏅@Michael-official

7Mo

Well, the share price since 2004 says it all.

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Marcel@MarcelGova

7Mo

I wouldn't recommend anyone to work there. Lots of black sheep there. Mediocre training system. You would be a sales representative there, so you often can't offer the customer the best product. Depending on where you are, you are forced to show good figures, so many advisors end up selling crap like Riester pensions. If you like sales, then try to get into an independent brokerage. There are always one or two companies in the city that earn a fortune and still give customers good advice. I would recommend TauRes to gain experience.

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Marcel@MarcelGova

7Mo

And I would completely avoid something like debeka, it's easier to get customers, but the insurance products are never all good. Accordingly, you turn the customer into some shit

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