9Mo
If I were in this situation, this is what I would do:
1. since he didn't invest earlier, and it's a bit too late to benefit from the compound interest effect.
Therefore, I would go directly into a 100% fixed income (pension fund) portfolio, with monthly distributions, and reinvest the distribution until retirement, and then simply enjoy it.
At ING there are many free and low-cost savings plan options from Vanguard for such monthly fixed income solutions.
2. i wouldn't use a neobroker at all, no matter how cheap they are.
I personally would rather go with an old and established bank, and if possible a systemic bank (just check the list on the internet).
Nobody would care if TR or Scalable went bankrupt one day, but ING, Deutsche Bank or BNP Paribas would be a different story.
At such ages, you need stability and security.
3. see answer n°1, have a look at ING and search e.g. for distributing pension funds from Vanguard e.g. But other brokers also have very good options.
1. since he didn't invest earlier, and it's a bit too late to benefit from the compound interest effect.
Therefore, I would go directly into a 100% fixed income (pension fund) portfolio, with monthly distributions, and reinvest the distribution until retirement, and then simply enjoy it.
At ING there are many free and low-cost savings plan options from Vanguard for such monthly fixed income solutions.
2. i wouldn't use a neobroker at all, no matter how cheap they are.
I personally would rather go with an old and established bank, and if possible a systemic bank (just check the list on the internet).
Nobody would care if TR or Scalable went bankrupt one day, but ING, Deutsche Bank or BNP Paribas would be a different story.
At such ages, you need stability and security.
3. see answer n°1, have a look at ING and search e.g. for distributing pension funds from Vanguard e.g. But other brokers also have very good options.
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•9Mo
@RaphGM Thank you. I will find out more.
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9Mo
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9Mo
@PremiumSparkassler Read my first sentence again, and then chill, please.
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9Mo
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9Mo
@PremiumSparkassler My comment was simply what I would do in this situation.
I never wrote it would be the most optimal or the best.
Therefore, I stand by my opinion.
Ps: I also follow Finanztip, Finanzfluss and co, they are very good and it's always fun to learn something new, but they are also not financial advisors 😉
I never wrote it would be the most optimal or the best.
Therefore, I stand by my opinion.
Ps: I also follow Finanztip, Finanzfluss and co, they are very good and it's always fun to learn something new, but they are also not financial advisors 😉
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9Mo
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9Mo
@PremiumSparkassler Next time please comment with a different behavior.
Nobody needs comments like the last sentence of your first message on Getquin, sorry.
We are a friendly social network here and nobody claims to be in possession of the truth.
Have a nice weekend anyway.
Nobody needs comments like the last sentence of your first message on Getquin, sorry.
We are a friendly social network here and nobody claims to be in possession of the truth.
Have a nice weekend anyway.
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9Mo
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9Mo
@Bluechip The compensation claim applies per customer and bank. This means that you can theoretically invest more than €100,000 safely if you have several securities accounts in several banks...but hey, as you rightly wrote, I have no idea 🤷♂️
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