Hi there, I like the $VWRL because it’s a global ETF that includes emerging markets, providing more diversification. On the other hand, the $VUSA is fully focused on the U.S. market, which can mean a higher risk—if the American economy struggles, $VWRL is likely to perform better in this situation due to its broader exposure.

Please keep in mind that I’m not a financial advisor, and this isn’t financial advice.
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@SimiRigi I might invest some of it then in the VWRL to spread a bit more. But the VWRL is still very reliant on the US. Currently I have some funds in my portfolio targeting the emering markets but I must say they are not the best. So the search continues haha
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@SimiRigi If USA struggles the entire world struggles because we trade in $ and economies are interdependable. You can offset the risk with short term bonds 1 to 3 years.
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@wezxty If you have VUSA and buy also VWRL you will buy the same stock twice since 61% of VWRL derives from VUSA, for example Google or Apple or Microsoft.