Matt (@growth_specialist_520) sur getquin

Hello community!

I'm quite new to the investments world, but I've studied a bit and I'd like to have an additional opinion about how to invest my money.

I have 20k euros to invest, and I plan to add 400 euros every month.

I plan to let this money grow for at least 20 years or even more.

I have decided to invest in I decided to invest in an All-World ETF and my choice fell on $VWCE (+0,85 %) (I have also considered the $FWRG (+0,85 %) which has lower TER, but also lower fund volume and higher spread).

But I'd like to add one or more (not to much) ETFs to boost up a little bit the performance and I was thinking about some ETFs on the Nasdaq100 or the S&P 500 indexes (like $SPYL (+1,08 %)
$SPXD (+1,08 %)
$VUAG (+1,05 %)
$VUSA (+1,05 %)
$EQQQ (+0,88 %)
$UST (+0,92 %) ).

What do you think about this idea? I have read that there is an overlap problem doing this but I'd like to have more opinions about it.

I think also that would be nice to have some money coming from dividends for everyday use, but I haven't searched nothing and it's not essential for me.

Have you got any suggestions?

Thank you in advance

Matt@growth_specialist_520

1Mo

I decided to go 70% $VWCE and 30% $VUAG

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Eugenio F.@equity_enthusiast_697

Yes you could possibly allocate a small percentage of your portfolio on the index you mentioned but be aware that if you are willing to invest in long term (10+) the world finance becomes very unpredictable so in the next years the US market may be not as successful as it is now.
I personally allocate around 10% on the S&P 500 and the rest in an all-word accumulating ETF.

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Brent@Belgian_Engineer

Buying S&p is also buying the world ETF. It's almost the same thing in my opinion.