Portfolio changes in November and outlook for December 2024:

The allocation of the savings rate was adjusted in November. The bond share was increased ($SGIL (-0,03 %) , $IGHY (+0,38 %) ) and individual shares reduced. The ETF share remains (small and) constant as always.

For December, an increased focus on $MC (-0,96 %) , $MONC (-0,58 %) , $KER (+0,58 %) and $OR (-1,17 %) as the luxury sector has suffered severe setbacks this year, many companies are therefore attractively valued and offer a good buying opportunity.

$ASML (+0,71 %) has also fallen sharply, but is still very highly valued. The correction is therefore likely to continue for a while yet. Nevertheless, another small buy is planned for December.

$MBG (-1,33 %) is included in the portfolio for personal reasons and is more of a "fun investment". The dividends are very attractive, but I do not expect any significant price gains.

$GAIN (+1,88 %) The company pays high monthly dividends and should therefore generate a larger cash flow in the portfolio. As the share price has fallen sharply over the year, now is a good opportunity to get in.

So much for last month and the outlook for December. As always, I look forward to constructive feedback 😄✌🏻