Depotupdate November - A successful month with a clear focus
November was a strong month, both in terms of returns and strategic realignment. The current portfolio value is 48.745,46 €with a solid monthly return of 6,86 %which corresponds to a price gain of 3.131,04 € . It is a further step towards a long-term and growth-oriented portfolio.
Activities in November: purchases and sales
Purchases:
S&P 500 $VUSA (+0,25 %)
via savings plan
The regular savings plan with 930 € in the S&P 500 was executed as usual. This basis offers stability and long-term diversification in the portfolio.
Bitcoin $BTC (+0,85 %)
The individual purchases with a value of 2.361,92 € reflect the conviction that Bitcoin will continue to gain in importance as an asset class in the long term. With a current weighting of 5,47 % it remains a tactical addition.
Sales:
Altria Group $MO (-0,11 %)
The position was sold with a plus of just under 30 % which corresponds to a volume of 1.340 € corresponds to a volume of €1,340. The tobacco giant no longer fits in with the growth strategy, which focuses on innovative and future-oriented companies.
LVMH $MC (+0,33 %)
This position was also sold, with a total value of 800 € and a loss of 280,74 €. Despite the quality of the company, the focus is now more on growth-oriented stocks, which is why LVMH no longer fits the strategy.
Portfolio structure and weighting
Security type weighting:
- 49.47 % ETFs - A stable anchor, particularly through the S&P 500.
- 45.05 % equities - The focus remains on individual stocks with potential for growth.
- 5.47 % Bitcoin - A small but increasingly relevant addition.
Top 5 sectors:
IT (25.19 %) - Driver in the portfolio, led by NVIDIA $NVDA (+0,8 %) and Apple $AAPL (+0,22 %)
Financial services (23.89 %) - Reliable returns with Allianz $ALV (+0,49 %) and BlackRock $BLK (-0,53 %)
Defensive consumer goods (16.05%) - Stability through P&G $PG (+0,28 %) and Walmart $WMT (+0,23 %)
Cyclical consumer goods (7 %) - Moderate exposure with potential.
Industrial goods (6.32%) - A diversifying addition.
Country allocation:
- USA (80 %): The dominant market in the portfolio.
- Germany (6.6%): Local stocks such as Allianz and Siemens.
- Other countries (5.54%): Global diversification.
- UK (1.08 %) and France (0.90 %): Smaller positions.
Deep Dive: The top 5 positions
NVIDIA (7.72 %):
Leader in AI development and graphics processors. NVIDIA remains the largest position and a key stock in the portfolio.
Allianz (6.16%):
A defensive anchor with stable dividends and strong market position in the insurance and wealth sector.
Apple (6.03%):
With a focus on services, wearables and technological innovation, Apple remains an essential holding.
Microsoft $MSFT (+0,58 %)
(5,65 %):
Leader in cloud services and AI solutions. Microsoft remains a long-term favorite.
BlackRock (5.63%):
The world's largest asset manager benefits from rising capital inflows and remains a mainstay.
Top movers in November
Winner:
- Walmart (+15.55%): Convincing quarterly figures and strategic e-commerce expansion.
- Costco $COST (+0,28 %)
(+14,14 %): Solid performer thanks to strong member retention. - P&G (+10.89 %): Resilience to crisis pays off.
- S&P 500 ETF (+8.38 %): Benefits from the general market upswing.
- Waste Management $WM (+0,7 %)
(+8,27 %): Stable income from a defensive business model.
Loser:
- Hercules Capital (-2.38%): The BDC specialist had a weak month. A strategic review of this position is imminent.
Conclusion and outlook
November was a very successful monthboth in terms of returns and the strategic realignment.
Key decisions:
- The focus remains on long-term growth through technology and quality stocks.
- The sales of Altria and LVMH show that the portfolio is being consistently adapted to the strategy.
- Hercules Capital is under review and could soon be removed from the portfolio as it no longer fits the growth strategy.
Long-term perspective:
With the savings plan and targeted individual purchases, the portfolio is running on "autopilot". The combination of patience, strategic adjustment and a clear focus on growth stocks strengthens the foundation for a successful future.
The portfolio remains on course - an exciting month with a clear direction!
