LoginSignup
image de profil
Maximilian
@Max095
1Année·

I have now opted for a money market ETF for my nest egg.

27.08
Xtrackers II Overnight Rate Swap ETF C logo
Xtrackers II Overnight Rate Swap ETF C
Acheté x73 à 143,18 €
10 451,85 €
19
12 Commentaires
image de profil
Steve91@Steve91
1Année
I haven't looked into it yet, is it better to leave it at TR and just get the 3.75 percent?
•
1
•
image de profil
Play R.@Playrio
1Année
@Steve91 With TR you only get the interest if you accept the TR IBAN. I don't do that. I have been using this ETF for many months and no longer have to worry about where I can get the best overnight interest rates. The basis for the interest rate is the €STR.
•
4
•
image de profil
Maximilian@Max095
1Année
@Playrio Exactly. And you save yourself the "overnight money hopping" 🙈
•
2
•
image de profil
Kill_Baulitz@Johann_van_der_Smut
1Année
@Playrio Why do you have a problem with the TR IBAN? Works 1a for me
••
image de profil
Play R.@Playrio
1Année
@Johann_van_der_Smut It's purely a personal feeling. I have the account with DB at TR and feel quite comfortable with it. But there's certainly nothing wrong with the TR IBAN. As I said, I don't need the interest with TR as I have my cash in the money market ETF. I think that's a great alternative.
••
image de profil
Kill_Baulitz@Johann_van_der_Smut
1Année
@Playrio it is too. But you won't get 3.75% afaik.
••
image de profil
Play R.@Playrio
1Année
@Johann_van_der_Smut After deducting the TER, it is currently 3.69. I can live with that.
•
2
•
image de profil
Play R.@Playrio
1Année
€STR + 8.5 basis points
••
image de profil
McZed@McZed
1Année
@Steve91 I also took a two-pronged approach here for a while, but recently sold the money market ETF as it makes no difference
••
image de profil
“Lloyd_is_water!“@Ash
1Année
I parked there too. 🅿️🚗
•
1
•
image de profil
Imperial T.@M0nty
1Année
Can someone explain to me why $XEON almost mirrors the ECB's deposit rate, but money market ETFs that mirror other central banks do not? E.g. $DXS1 or $FEDF are subject to fluctuations and have poorer returns.
My idea was that ETFs denominated in other currencies should reflect the higher interest rates (US, UK). What am I missing?
•
1
•
image de profil
DerMartin@DerMartin
1Année
Unfortunately, the disadvantage for me is that Scalable always needs another 2 days to pay out the money after selling the shares...
••
Participez à la conversation
S'inscrireConnexion