Moin Moin,

I'm trying to take my retirement provision into my own hands. At the beginning, I had the following target allocation:

- 60% - $IWDA (-0,43 %)

- 30% - $EIMI (-1,85 %)

- 10% - $SMEA (-1,44 %)

In the course of time, I have slightly lost my way and have also added a dividend ETF ($VHYL (-1,03 %) ) and bought individual shares more frequently. I have no idea about analysis; I simply bought when the price seemed fair to me, sometimes more and sometimes less successfully.

I don't want to have to worry too much about my portfolio, but rather invest in a broadly diversified portfolio worldwide. I have the $SPYI (-0,56 %) in mind, an ETF for x years.

Does it make sense to sell the accumulating ETFs? I'm thinking about selling the distributing $VHYL (-1,03 %) together with a few individual shares like $VOW (-1,76 %) and $PUM (-2,29 %) to sell.

#etfs
#personalstrategy
#dividends
#stockanalysis
#portfoliofeedback