@Yuichi even if Capital goes sideways, look at the chart + dividend. Fear is not good for dividend stocks. If you read up at the beginning and believe in the company, buy, leave it and forget it. Dividend ETFs are of course also a good idea, especially as they adapt to the circumstances. But they cost fees. But you can get an S&P500 dividend ETF for as little as 0.07 TER or so. Kind regards