Tip: Easybank offers the "Börsenführerschein" - all basics structured in learning modules - free of charge also for non-customers https://ausbildung.easybank.at/home.php PS: with the distributor you get quarterly dividends, with the accumulator you get no dividends - the dividends are reinvested - ⚠️in Austria, however, you also have to pay the KEST. In Austria, I recommend the Distributor
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@TomTurboInvest you mean the accumulator, right?
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•@Pezi No, in Austria you don't have an advantage for reinvested income like in Germany. We also have to pay tax on income equivalent to distributions (e.g. reinvested income), and it is quite frustrating (at least for me) when a few hundred euros are debited from your clearing account for the tax on reinvested income. It's better to be a payer, taxwise it stays the same and the divi can be reinvested... but of course that's a matter of taste...
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@TomTurboInvest ok, I didn't know that you also have to pay for reinvestors in Austria.
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@Pezi Unfortunately, we do not benefit from the tax deferral effect as in Germany. In your case, it makes sense to use a reinvestment vehicle as soon as the tax-free allowance is exhausted. By the way, we don't have that either 😢💸
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