One position $VICI (+0,52 %) in the 🚮

And from 🚮♻️ $WM (-0,02 %) in the depot

have a nice evening ✌️

$VICI (+0,52 %) from the depot for an initial purchase at $WM (-0,02 %)

Alphabet, Google's holding company, continues to be one of the most solid examples of long-term value creation. Although the risks associated with its business have been widely mentioned, notably the lawsuits threatening the sale of search and the impact of LLMs on the search engine's growth, the company has proved resilient.

Its business model combines scalability, profitability and a continuous commitment to innovation:

- Market dominance: it has more than 90% of the global search market and more than 2 billion active users on YouTube; 📊

- Highly profitable model: robust operating margins, cash generation capacity and an ROIC of over 35%; 📈

- Growing diversification: although 75% of revenue still comes from advertising, the accelerated growth of Google Cloud and digital subscriptions (YouTube Premium, Google One) is reducing this dependency; 🚀

- Betting on AI: Alphabet is integrating Gemini into Search, YouTube and Workspace, opening up new sources of monetization; 📌

- Robust cash reserves: more than 100 billion dollars in liquidity, making it possible to finance massive investments in AI and infrastructure without compromising financial strength; 💼

- Long-term strategic options: through Other Bets, it maintains exposure to emerging areas with high growth potential, such as autonomous mobility (Waymo), digital health (Verily) and longevity (Calico).

This balance between highly profitable core business, growth diversification and disruptive strategic bets is what makes Alphabet a unique company and an investment that continues to deserve attention.

🔎 If you want to know more about this investment opportunity visit the full analysis at: https://open.substack.com/pub/dalemcapital/p/alphabet-inc-analise-completa

$AMZN (-0,34 %)
$GOOG (-0,54 %)
$CRM (-0,14 %)
$NOVO B (+1,4 %)
$NVDA (-0,35 %)
$ASML (+0,6 %)
$PLTR (-1,04 %)
$O (-0,51 %)
$PEP (+0,18 %)
$VICI (+0,52 %)
$META (-0,54 %)
$MSFT (-0,21 %)
$AAPL (-0,07 %)

With the interest rate cut in the US, capital invested in money market funds (short-term deposits that are paying around 5% in $) is starting to be invested in riskier assets. Investors are moving capital to try to maintain or increase yields, and a large part of this flow may go into shares. Capital in deposits is at an all-time high (7.4 trillion) and part of this could enter the market. In addition, in the medium term, the economy should heat up with the rate cut.

$AMZN (-0,34 %)
$GOOG (-0,54 %)
$CRM (-0,14 %)
$NOVO B (+1,4 %)
$NVDA (-0,35 %)
$PLTR (-1,04 %)
$O (-0,51 %)
$IREN (+0,16 %)
$ASML (+0,6 %)
$VICI (+0,52 %)

Today I would like to introduce a stock that plays a very special role in my portfolio - not because of its huge price potential, but because of its constant monthly cash flow: AGNC Investment Corp. $AGNC (-0,16 %)

I am invested here and am even considering adding more. For many, AGNC is too special or too risky - for me, it is a targeted component of my dividend strategy that delivers exactly what I expect from it: monthly income with a dividend yield of over 13%.

What does AGNC do?

AGNC is a so-called mREIT (mortgage real estate investment trust), specializing in agency-backed mortgage-backed securities - i.e. mortgage securities that are backed by the US government (e.g. Fannie Mae, Freddie Mac). Compared to other mREITs, the risk is therefore somewhat cushioned because the state is liable in the event of an emergency.

AGNC earns money through the difference in interest rates between short-term financing and long-term mortgage securities - basically like a bank, but highly leveraged.

Why I consciously hold AGNC:

🔸 Monthly dividend

This is a real plus point, especially for income investors like me: cash flow every month - predictable and regular. It almost feels like a small salary bonus.

🔸 Yield currently over 13 %

Sure: dividends like this don't come without risk, but I see AGNC as a controlled income generator in the portfolio. It is important to be aware of where the yield comes from - and to understand the business model.

🔸 Agency bonds = government-backed

A crucial point for me: AGNC invests almost exclusively in mortgages guaranteed by the US government. That makes a huge difference compared to many other mREITs that go into high-risk securities.

🔸 Many years of experience & management

AGNC has been around since 2008, survived the financial crisis and has been paying monthly dividends ever since. Experience counts in this asset class - and it is available here.

What you need to know:

Of course, AGNC is not a defensive stock. Prices can fluctuate, especially when the FED changes interest rates. Therefore: For me, this is not a basic investment, but a strategic income component that I deliberately combine with more stable stocks such as Unilever, J&J or Pepsi.

📈 My conclusion:

AGNC is certainly not for everyone - but if you're looking for regular, high distributions and keep an eye on the interest rate landscape, you could have an interesting income tool in your portfolio here.

I'm staying invested here, taking the monthly dividend with me - and taking the opportunity to buy more when the share price falls.

What do you think of mREITs like AGNC? A strategic addition or a red rag? I look forward to your opinions!

#dividend
#dividendetf
#dividende
$VICI (+0,52 %)
$MAIN (+0,06 %)
$AGNC (-0,16 %)

As already indicated in another thread, I have today parted with my position $VICI (+0,52 %) today. It did what it was supposed to do, move sideways and pay a reliable dividend on a regular basis. The latter was relativized by the weak dollar and I really didn't feel it was enough. Today I took the opportunity to get out with at least a small price gain; together with the total dividends, everything is fine. I see little potential here in the near future, even if interest rates fall. In my view, this could even have a negative impact. After all, high interest rates are the last argument for being invested in the dollar at the moment. As a result, there is even the threat of a further decline against the euro, which in turn will have an impact on dividends and will also limit growth potential. And the free money will not be invested for the time being and will be deposited in the BBVA account, where it will earn a gross interest rate of 3.25% p.a.

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (-0,01 %) Call money ETF. Div. 1.9%

15% $TDIV (+0,3 %) VanEck Divi Leaders. Div 3.5%

10% $TRET (+0,17 %) Global Real Estate. Div. 3.7%

7,5% $VHYL (+0,15 %) Allworld High Div Yi. Div 3.1%

7,5% $PEH (+0,3 %) FTSE RAFI EM. Div 3.9%

5% $EWG2 (+1,15 %) Gold

5% $SEDY (+0,11 %) iShares EM Dividend. Div 8.0%

5% $JEGP (-0,1 %) JPM Global Equity Inc Div 7.1%

5% $EEI (+0,23 %) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (-0,31 %) High Yield Bond. Div 6.1%

5% $EXXW (+0,66 %) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (-0,01 %) Overnight ETF. Div 1.9%

12% $EQQQ (-0,19 %) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (+1,15 %) Gold

2% $O (-0,51 %) Realty Income 6.0%

2% $VICI (+0,52 %) Vici Properties 5.6%

2% $OHI (+0,97 %) Omega Healthcare 7.2%

2% $PLD (-0,05 %) Prologis 4.1%

2% $ALV (+0,75 %) Allianz 4.35%

2% $HNR1 (-0,43 %) Hannover Re 3.4%

2% $D05 (-1,16 %) DBS Group 5.5%

2% $ARCC (-0,1 %) Ares Capital 9.3

2% $6301 (+0,35 %) Komatsu. 4,2%

2% $1 (+0 %) CK Hutchison 4.6%

2% $AENA (-1,42 %) AENA. 4,2%

2% $LOG (-0,66 %) Logista 7.3%

1,5% $AIR (-0,42 %) Airbus 1.8%

1,5% $DHL (+0,29 %) DHL Group 4.8%

1,5% $8001 (-1,88 %) Itochu 2.8%

2% $RIO (+0,84 %) RioTinto plc 6.4%

2% $LIN (+0,32 %) Linde 1.3%

2% $ADN (-0,74 %) Acadian Timber 6.7%

3,5% $BATS (-0,22 %) BAT 7.0%

2% $KO (+0,38 %) Coca Cola 2.9

2% $HEN (+0,75 %) Henkel 3.0%

2% $KVUE (+0,39 %) Kenvue 4.1%

2% $ITX (+1,23 %) Inditex 3.6%

2% $MCD (+0,1 %) McDonalds 2.6%

2% $690D (-0,29 %) Haier Smart Home 5.6

3,5% $IBE (-1,02 %) Iberdrola. 4,1%

1,5% $AWK (+0,04 %) American Water Works 4.4%

1,5% $SHEL (+1,38 %) Shell 4.1%

1,5% $ENB (+0,13 %) Enbridge 6.5%

2% $DTE (+0,74 %) Deutsche Telekom 2.8%

2% $VZ (+0,35 %) Verizon 6.8%

2% $GSK (+2,61 %) GlaxoSmithKline 4.2

2% $AMGN (+0,51 %) Amgen 3.5%

2% $JNJ (+0,26 %) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?