3 examples from my savings plan portfolio

Walmart
$WMT (-2,31 %)

A boring dividend aristocrat, solid figures and slight growth. Clearly outperformed the S&P 500 last year.

Sprouts Farmers
$SFM (-12,04 %)

Return of approx. 240% in one year. The figures and growth (approx. 10-15%) are decent, but the share price development is a bit insane compared to the growth 😂

Microsoft
$MSFT (-1,57 %)

A very good growth stock that belongs in every portfolio, sales and profits are increasing quarter by quarter, but Microsoft didn't stand a chance against the S&P 500 last year and has only gone sideways so far

The whole savings plan "madness" started exactly one year ago. This crazy idea is probably also unique in the world, running over 150 savings plans. 😂

The goal to outperform the S&P 500 with selected stocks, spoiler warning!!!! I didn't make it😂

Started with 60 positions from a mix where the chart is in tact and a few stable dividend stocks. In the course of time, more companies have been added, including $SFM (-12,04 %) .

There are now 169 positions, which I have continued to select according to the same principle.

Chart is in tact📈, EPS️ , sales ️, share buybacks👌and a few dividend stocks with stable business 👌.

As you can see below, not all stocks went according to plan 😂and for some positions the savings plan was paused for the time being because the figures for the last earnings did not convince me. But as they say in the stock market, you will never always be right, you just have to try to make more right decisions than wrong ones, and that's what I did with my selected positions 😊👍

What happens now, the foundation is ready and I will continue to expand the positions piece by piece, but I will adjust the savings plans, because as everyone knows according to stock market gurus, you should let the profits run further and limit the losses, for me this means saving more for the stocks that did well and less for the mediocre ones.

When it comes to investing with savings plans, I've become a big fan.

It allows you to get into stocks that seem expensive at first glance and you never find the entry point, by individual run I have tended to expand the "cheap" stocks and neglected the well-performing ones.

For all the people out there who are just starting to invest and want to try their luck with individual stocks, I can only recommend starting with savings plans👌.

I would be interested to know how many savings plans you run each month?

Thank you very much ✌️😊

Balance sheet

Winner

The stock market has been chasing the AI hype all year, but in the end the share with the most boring business, an organic supermarket, narrowly won 😂

Basement

Sectors

Sectors Top 20

Recently added, but only in the browser, I think it's great👌

Countries

Benchmark

Against the "best" in comparison 😊

The share price of Sprouts Farmers Market Inc. $SFM (-12,04 %) ) reached an all-time high of a remarkable $156.59 this week. The milestone underscores a period of exceptional growth for the health-focused supermarket chain, whose stock value has skyrocketed over the past year. According to data from Investing, the company's market capitalization is now $15.5 billion, with analysts setting price targets between $105 and $165. Investors are bullish on Sprouts Farmers Market, driving the stock to new highs, which is reflected in an impressive 1-year change of 207.94%.

The company's commitment to affordable, healthy products and strong focus on organic and natural foods is resonating well with consumers, which is translating into significant financial success and robust market performance. The company receives an "OUTSTANDING" rating on Investing for its financial health, with strong sales growth of 10.5% and an impressive Piotroski score of 8, indicating solid operational efficiency. For deeper insights, investors can access 16 additional ProTips and comprehensive analysis through Investing's detailed research reports.

In other recent news, Sprouts Farmers Market reported robust growth in its Q3 financial results for 2024. The company reported a 14% increase in total sales to $1.9 billion and an 8.4% increase in comparable store sales. A key contributor to this growth was a 36% increase in e-commerce sales and a 40% increase in diluted earnings per share to $0.91. Sprouts also opened nine new stores and plans to open 33 more in 2025.

In addition to these developments, Sprouts forecasts sales growth of 12% and comparable store sales growth of 7% for the full year. Adjusted EBIT is expected to be between USD 490 million and USD 495 million. To improve customer engagement, Sprouts is investing in technology and marketing strategies.

So now it's time for me to introduce myself. I've been reading your posts for quite a while now. And I've been able to glean a lot of knowledge here.

About myself, I am 47 years young, married and an employee of a medium-sized company. I have been working intensively on the topic of investing in shares since May 2024. Before that, however, I had already dealt with the topic of investing, but was dazzled by financial advisors etc.. I had invested a lot in investment funds and life insurance policies. However, the returns fell by the wayside.

Until I started looking into ETFs and shares. As is so often the case, the financial advisors naturally wanted to talk me down about the enormous risk I was taking and that a fund would bring much higher returns, etc. etc.

Long story short, I decided to go down this path anyway. I started with a Robovisor (growney). Here I was able to gain my first experience with ETFs.

But I quickly realized that I wanted more, i.e. I wanted to get more involved with ETFs and shares and find my own strategy that suited me. So I opened a securities account with an online broker and then, after intensive research on YouTube, getquin and Google, I started to create my own securities account.

In the meantime, I canceled all my funds and life insurance policies and reallocated my assets.

In May 2024, I then started to build up my own portfolio. So 2024 was more of a practice year. I have now built up my portfolio to the point where I feel comfortable with it.

Now to my strategy, I want to build up assets until I retire

My core is the

$VWCE (-0,92 %) This is where the largest monthly savings installment goes in

$EWG2 (+0 %) I see gold as a small security and stability for my portfolio, which will be expanded in small steps.

$XEON (+0,01 %) Money market ETF is our emergency fund, which will be expanded in small steps, as repairs etc. are also paid from here.

$BTC (+0,78 %) I see Bitcoin as a long-term investment, this will also be further expanded via a savings plan, but I would also like to realize partial profits in the future

Then I have decided on a few individual stocks, which I have selected so that they are not so highly weighted in my core and where I see growth potential in the future. These will be held for the medium to long term and expanded with savings plans.

$NU (-11,11 %)
$HIMS (-26,15 %)
$ASML (-0,72 %)
$SFM (-12,04 %)
$NOVO B (+5,32 %)
$SHOP (-5,86 %)
$SNOW (-3,37 %)
$SP20 (-1,48 %) The S&P 500 Top20 serves as a small yield booster, but it remains to be seen...otherwise it will be reallocated to the all World

That's it for now, I'm always open to constructive criticism and improvements. I'm looking forward to an exciting time here.

Comdirect - Birthday promotion!

Good morning dear Quinies,

I became aware of a cool Comdirect promotion through our dwarf's junior custody account.

First of all: I had a custody account with Comdirect for many years before I switched to ING and never had any problems there and always received first-class support when I needed it. I only switched at the time for cost reasons. As part of the campaign that I would like to present to you in more detail, I have now opened a second custody account with Comdirect again.

Specifically, Comdirect is offering the following when opening a custody account until 05.12.2024:

• Free custody account management (already standard for regular savings plan executions)
• Free savings plans for the entire available range of shares, funds, ETFs and certificates for 30 months
• 3.90 flat fee per trade (i.e. no additional costs in live trading, otherwise plus exchange-dependent fees)
• When opening a Tagesgeld-Plus account, there is 3.0% p.a. for 30 weeks on this account for new customers

Why have I opened a second custody account there?

As some of you may know, share savings plans at ING are subject to a fee. In addition, unlike ING, Comdirect offers the option of adding other/more shares/ETFs (a number of growth stocks, REITs and private equity, which are not possible with ING) to a savings plan. This was the decisive advantage for me. Comdirect also offers the option of taking out a securities loan and opening foreign currency accounts. Of course, I also used a payback coupon when I opened the account💰(more content from me on the subject of cashback soon😉, I received/will receive 6,000 points, which equates to €60, so some trades would already have been financed).

Since my main strategy at ING runs fully automatically without any effort on my part, but I realize that I'm getting a bit bored without a bit of playing and experimenting in the investment area, I'm using the second custody account at Comdirect as a "gamble portfolio" for the next 30 months. After that, the securities will probably be transferred to ING and I'll think about what to do with them.

So I will invest part of my Christmas money (€2,500) once on 23.11.24 as a savings plan in the following 6 individual stocks and 4 ETFs and then save €25 each month on the 1st for the next 30 months (we are really talking about gambling money here, share of the portfolio <5% of my total portfolio):

$PLTR (-3,33 %)

$CPRT (-2,4 %)

$SFM (-12,04 %)

$D05 (+0,91 %)

$RR. (-1,27 %)

$SOFI (-4,68 %)

$VUCP (+0,46 %)

$K0MR (-1,19 %)

$JEGP (+0,05 %)

$FLXX (-0,01 %)

From January 2025 I will share monthly updates on my "gamblefolio" here with you.

If you are interested in opening a securities account with Comdirect as part of the birthday campaign, please use the reference link in my bio😉.

I hope you find the article interesting (please leave a like).

Have a nice, relaxed Sunday🆓😎.

Greetings, Marcus

So and a little tidying up again... But without additional purchases... I don't really know where it's worthwhile right now. I'll end up putting everything into an ETF :D The state coffers will be happy - but I'm happy to do something for the non-existent government ;)

Out are:

$VICI (+2,65 %) and $O (+1,37 %) half each

$CVX (-0,58 %) - bought a week before the election

$TSLA (-4,32 %) - bought a week before the election

$SFM (-12,04 %) - Thank you @Simpson for the great share. I had seen it at some point in your SparplanDepot and saw how well it was doing, so I got in at some point.

Aftermarket after quarterly figures

+21% Carvana $CVNA (-9,62 %)

+11% Twilio $TWLO (-2,53 %)

+9% Sprouts Farmers Market $SFM (-12,04 %)

+7% Booking $BKNG (-5,35 %)

+7% Paycom Software

+5% Allstate

+4% Transocean

+3% Clorox $CLX (+2,87 %)

+2% KLA $KLAC (-2,61 %)

+1% Starbucks $SBUX (-0,91 %)

+1% Omega Healthcare

+0% Microsoft $MSFT (-1,57 %)

-1% Amgen

-1% DoorDash $DASH (-0,17 %)

-1% AFLAC

-1% Public Storage

-2% Equinix

-3% Meta $META (-1,11 %)

-4% MicroStrategy $MSTR (-6,56 %)

-4% Coinbase $COIN (-7,3 %)

-6% MetLife

-6% MGM Resorts

-6% Riot Platforms $RIOT (-8,95 %)

-7% eBay $EBAY (-0,09 %)

-7% Ventas

-9% Robinhood Markets $HOOD (-7,16 %)

-10% Roku

-11% Monolithic Power Systems

-13% Aurora Innovation

#aktien
#börse
#earnings#quartalszahlen

Another high flyer from the Ultimate Homer.

The share has already risen by over 100% this year. Only in the savings plan since May.

Highlights of the second quarter:

• Net sales amounted to 1.9 billion dollars an increase of 12 % compared to the same period in 2023.
• Comparable sales growth of 6,7 %
• Earnings per share of 0,94 $ compared to earnings per share of 0,65 $ compared to the same period in 2023
• Opening of 5 new stores, so that as of June 30, 2024 419 stores in 23 states

• Approved a new share buyback program worth 600 million and purchased 640,000 common shares representing a total investment of $44 million.

Source

https://investors.sprouts.com/news/news-details/2024/Sprouts-Farmers-Market-Inc.-Reports-Second-Quarter-2024-Results/default.aspx

Sprouts Farmers Market

Value from the second row!

Sprouts Farmers (SFM) Q2 Earnings and Revenues Surpass Estimates:

https://www.zacks.com/stock/news/1963351/sprouts-farmers-sfm-q2-earnings-and-revenues-surpass-estimates?cid=CS-ZC-FT-tale_of_the_tape|yseop_template_4-1963351

"Over the last four quarters, the company has surpassed consensus EPS estimates four times."

A very interesting stock, somewhat surprisingly steep today.

"Sprouts Farmers Market Inc. is an American company that operates the eponymous grocery store. All Sprouts Farmers Market provides customers with healthy, fresh and natural foods at affordable prices. The products range from fruits and vegetables, packaged foods, vitamins and minerals, baked goods and dairy products to deli, meat and seafood, and frozen foods. In addition, drugstore items such as personal care products and household goods are also available. The company currently operates more than 340 stores in 23 states. " [Source: Traderfox]

I am invested myself! No investment advice!

#theaccountant

#earnings

#food

#value

#stocks