$PG (-0,88 %) Today the price alarm finally went off, the 2nd lower deviation band was reached😁

Half of the year is now over. Incidentally, since July 2, we are closer to the year 2050 than to the year 2000 - just saying.

How could it be otherwise, June was also quite volatile in the middle, but the S&P500 regained everything and closed June with +2.12%. YTD, however, it is still at -7.36%.

In June, I recorded a loss of 0.32%. This corresponds to a value of around €380. It has to be said that I received fewer dividends, as getquin does not deduct withholding tax. But more about the dividends later.

The Dax (-1.11%) was finally worse than my portfolio this month. However, the HSBC MSCI World (+0.68%) beat me this time. Well, the DAX still has a bit of a head start. However, the MSCI is catching up considerably over the year. Nevertheless, I still have a slight lead of around 4%.

My high and low performers in June were (top 3):

Nintendo ($7974 (-0,97 %) ) +14,96%

Airbus ($AIR (-0,76 %) ) +9,91%

Texas Instruments ($TXN (+0,56 %) ) +9,63%

McDonald's ($MCD (+0,51 %) ) -9,24%

Procter & Gamble ($PG (-0,88 %) ) -9,63%

Nestle ($NESN (-0,55 %) ) -10,17%

Texas Instruments $TXN (+0,56 %) is among the top 3 stocks again. But still only just over 0% for the year. The customs hullabaloo has simply taken its toll.

Airbus $AIR (-0,76 %) is of course benefiting from the Boeing disaster and the defense division is also doing quite well.

Nintendo $7974 (-0,97 %) has finally released the Switch 2 and is rising and rising and rising. I would have bought more six months ago... You're always smarter afterwards.

Dividends:

In June, I received €277.64 net from a total of 26 distributions.

Compared to June 2024 (€130.83), this was an increase of 112.21%.

Now comes July. The announcement of the distribution from the Global Dividend Growth ETF is not quite as bad as expected. The worst month of the year has thus changed to October.

Investments:

I still haven't finished building up my nest egg. I still haven't received the bill for the car repairs, so I still have a lot to put aside for that. In the meantime, it could come slowly so that I can finally get it off my plate. Apart from that, my nest egg is growing but it will take some time before it is at a satisfactory level. However, it should reach €10,000 by the end of December, provided nothing serious unforeseen happens.

Purchases and sales:

There were no sales in June.

I bought or increased Hershey (2 shares) and Pepsi (2 shares)

savings plans (125€ in total):

• Cintas $CTAS (+0,01 %)
• LVMH $MC (-2,64 %)
• Microsoft $MSFT (+0,41 %)

Goals 2025:

My goal is still to have €130,000 in my portfolio at the end of the year. This target is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.

This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc.

The worse the share price, the more additional cash has to be raised.

Target achievement at the end of June 2025: 44.44%

Who would have thought that I should actually be at least 50%. I'm not, which means I'm lagging a little behind the optimal path again. But what can't be done, can still be done.

How was your June?

Do you have any particular goals for the second half of the year?

If you're interested in a mid-year review from me, please let me know in the comments.

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, feel free to keep scrolling or use the block function.

$PG (-0,88 %)

https://www.finanzen.net/amp/investorenveranstaltung-procter-gamble-aktie-stabil-tausende-stellen-in-der-verwaltung-werden-gestrichen-14541492

While young and old alike are painting their helmets today, I'm taking it easy.

There were equal parts $PG , $ULVR (+0,08 %) and $NESN (-0,55 %) to the depot.

Good morning to the community.

I would also like to introduce my portfolio and share my thoughts and goals.

First of all, a bit about myself and how I got into trading:

I am 39 years old and have actually NEVER been interested in the stock market/shares. Through a lucky coincidence in the gambling sector, I suddenly had a 5-figure sum in my account. I then went on a kind of overnight interest rate shopping spree. At some point, however, there were no more offers that appealed to me and I ended up with TR call money. At first I didn't want to invest any money in shares or ETFs, but then I decided to take a look. That was in August 2024, when I caught the bug quicker than I would have liked and, thanks to a good friend, I was able to quickly gather some information and recognize the benefits of investing.

I've been invested ever since.

Now to the structure and goals of my portfolio:

The main focus is on an ACWI IMI in order to build up a certain amount of capital through compound interest. I am expecting an investment horizon of 20 - 25 years. The aim is to have built up a certain amount of capital by then so that I can make withdrawals later in and around retirement age and enjoy a good life in retirement without having to worry. The ACWI was the first major building block for diversification. However, I am honest and I was tempted to buy a portfolio with various individual shares. These are mainly dividend-oriented. Most of the positions pay stable dividends and have moderate growth. I deliberately chose many defensive stocks such as $MUV2 (-0,42 %)
$ALV (-0,92 %) or $JNJ (-0,45 %) in my portfolio so as not to be too speculative. Classics like $KO (+0,23 %)
$MCD (+0,51 %)
$PG (-0,88 %) round off the whole thing. I wanted to achieve an inflow of at least €100 per month over the entire year. Currently it's around €2150 for the whole year. I enjoy having a continuous inflow of dividends that I can reinvest freely. I really wanted to take this positive aspect of the investment with me. Accordingly, I also have very strong dividend payers in my portfolio, although they can be quite volatile and operate in a difficult market environment, e.g. $SHEL (+0,23 %)
$PETR4 (+0,97 %) or $MO (-1,16 %) . In December, I invested in shares of $HOT (-0,69 %) and $HEI (-1,68 %) with the idea that these companies could possibly benefit from the reconstruction of war zones. (I know that's perhaps not the nicest thought and I'm not a friend of wars either, but you have to ignore that when it comes to profits) and the shares of both have done really well for me. That's why I'm also invested in 2 defense ETFs. Another ETF I have in my portfolio is a "tech/software" ETF, AI & Big Data. Individual stocks were too risky for me here and I preferred to take a broadly diversified approach. I also recently added the Germany All Cap to my portfolio, as I think that Germany will be on the rise again in the future. As a small stock with the hope of a real cracker for the future, I have $DEFI (+2,78 %) in the portfolio. Let's see what happens. I'm currently running a savings plan of around 200 euros a month, as I don't have the funds to pump huge amounts of fresh money into my portfolio due to a house loan.

With this in mind, I would be grateful for any tips, suggestions and perhaps also positive words. If you have any questions, please let me know.

Kind regards

I'm in the red, so I've taken the opportunity to reinforce and lower my average price on this Dividend King 🏰

A Procter & Gamble is one of those companies that, even when the price doesn't help, is a pleasure to own: a reliable dividend, decades of growth and an unbelievable portfolio of brands, and I'm basically a shareholder in everything. 😄

Don't forget, stability and the passive income of kings! 📈

Anyone else taking advantage of these falls to strengthen this Pomada da Boa?

#GetQuin #Dividends #Investment #Shares #PG #DividendKing #BuyTheDip #LongTerm

all small cattle... but I like it

$PG (-0,88 %) , $MAIN (+1,4 %) , $O (+0,21 %) , $ABBV (-1,32 %) , $AAPL (-0,76 %) and $ALV (-0,92 %)

Hello everyone,

With today's high, I have cracked my first target of €50,000 for the first time.

The next target is of course €100,000, hopefully by the end of 2026/beginning of 2027.

I would therefore like to present my portfolio to you and hope that you will have any suggestions for improvement and constructive ideas.

Basically, the focus is on buy and hold / growth. But a dividend is also nice.

I started thinking more intensively about the whole topic around the beginning/middle of 2023, at the age of 29. The aim is to possibly reach the millions after all, or in any case to have a more comfortable retirement later on.

Before that, it was more about trying things out or the "safe" investment that you get from your parents. In the meantime, we saved in stories such as DWS funds. I still have one of these "corpses", the DWS Vermögens... $HJUF (-0,25 %) .

However, this is also to be restructured in the near future.

I am currently working on increasing my ETF positions to get to a ratio of 50%/50%. I have not been so successful with this recently, as I have increased many individual stocks due to the low.

Actually, the iShares Core S&P 500 $CSPX (-0,34 %) and FTSE All-World $VWCE (-0,42 %) are in the foreground.

Yes, I am also saving here at the same time $VWRL (-0,49 %) for a few more dividends a year. You are welcome to give your opinion on whether this makes sense or whether you should only take one of the two.

My current monthly ETF savings plans at a glance,

Core S&P 500 $CSPX (-0,34 %) - 150€

All-World $VWCE (-0,42 %) - 70€

All-World $VWRL (-0,49 %) - 70€

MSCI World $IWDA (-0,47 %) - 40€

S&P 500 Information Tech $IUIT (-0,24 %) - 30€

All-World High Divid. $VHYL (-0,65 %) - 30€

VanEck Sustainable World Equal $TSWE (-1,09 %) - 30€

VanEck Developed $TDIV (-1,12 %) - 15€

iShare DJ Global Titan 50 $EXI2 (-0,03 %) - 15€

Here, too, a merger would be conceivable and also make sense.

For example, since I hold the DJ Global Titan 50 $EXI2 (-0,03 %) and the MSCI World $IWDA (-0,47 %) with a small amount for ages, I have not yet been able to part with them.

I still save the following shares weekly at €7 each on the side,

$BRK.B (-0,45 %)

$BLK (-1,14 %)

$PG (-0,88 %)

$PEP (-0,48 %)

$KO (+0,23 %)

In addition to the above, I buy individual shares, ETFs or top up positions worth a further €500, depending on prices.

On average, my monthly savings rate is therefore around €1,000-1,500.

As already mentioned, I would like to ask the community for their opinion, any suggestions for improvement and constructive ideas.

Thank you very much, best regards and happy trading days.