📈 Performance:

S&P500: +1.51%

MSCI World: +1.76%

DAX: +2.59%

Dividend portfolio: +4.24%

My high and low performers in July were (top/flop 3):

🟢 $UNH (+2,6 %) UnitedHealth +16.78%

🟢 $ADM (-0,14 %) Archer Daniels Midland +12.33%

🟢 $8058 (-0,06 %) Mitsubishi Corp. +12.05%

🔴 $LLY (+0,19 %) Eli Lilly -5.99%

🔴 $MSFT (-0,13 %) Microsoft -7.51%

🔴 $CTAS (+0,77 %) Cintas -9.20%

Dividends:

August 2025: €129.54

August 2024: € 101.41

Change: +27.74% 🥒

Sales:

🟥 $7974 (+3,06 %) Nintendo (6 pcs.) +100%

Purchases:

🟩 $PG (+0,32 %) Procter & Gamble (4 pcs.)

Savings plans:

• ($CTAS (+0,77 %) ) Cintas (50€)
• ($MC (-0,35 %) ) LVMH (50€)
• ($MSFT (-0,13 %) ) Microsoft (25€)

What else has happened?

The tax assessment notice has arrived and the back payment has increased to 4100€. Funnily enough (typical for Germany), the advance payment is calculated on the basis of this year. As everything seems to run automatically, nobody checks whether this makes sense. In any case, the tax office assumes that I will have to pay the same amount again next year (or more) and tells me that I should pay €6500 in advance. Of course, I'm now asking for a recalculation. But that's a lot of work again, which could have been avoided if someone had just looked over it. Then they would have seen that this was a one-off. Well, what else do I expect these days.

The appointment at the garage has been arranged for the beginning of September. Let's see what else is in store for me.

I'm going on vacation at the end of September. That will be necessary again. My last vacation was around Christmas last year.

🥅 Goals for 2025:

Deposit of €10,000 and thus a deposit volume in the share portfolio of ~€73,000

Target achievement at the end of August 2025: 60.58%

How was your August?

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, you can keep scrolling or use the block function.

August was one of the quieter months in terms of dividends.

That's part of a diversified portfolio some months are stronger, others a little less so.

What remains important is the overall picture and consistent long-term growth

#dividend
#aandelen

$PG (+0,32 %)
$O (+0,24 %)
$JEGP (-0,15 %)

Hello, I am currently considering changing my portfolio and switching to a core-satellite strategy.

My main part should be the $SPPW (+0,49 %) with approx. 45%. After that, dividend stocks will follow: $NOVO B (-1,08 %) with 10%, $O (+0,24 %) with 5%, $MO (-0,02 %) with 5%, $MAIN (+0,52 %) 5% and $PG (+0,32 %) at 10%.

The growth values should consist of $NVDA (-0,36 %) , $AAPL (+0,33 %) , $2330 and $ASML (+1,47 %) with 5% each.

Would you sign this or would you change something?

Table with values for an easier overview:

MSCI World SPDR - 45%

Novo Nordisk - 10%

Realty Income - 5%

Altria - 5%

Main Street Capital - 5%

Procter & Gamble - 10%

Nvidia - 5%

Apple - 5%

TSMC - 5%

ASML - 5%

Changes I have made so far:

Reduce Novo nordisk and procter & gamble to 5% r and add 5% gold and btc each.

Dear Getquiner

Today I bought my first Procter & Gamble shares.

So from now on I will only be using Head & Shoulders 😜.

Who has $PG (+0,32 %) also in the portfolio?

I don't feel like stopping accumulating this defensive dividend kiiiiiiing, when the company reaches 100 years of consecutive dividend increases I'll still be holding them.

In my opinion, $PG (+0,32 %)
it's one of the most solid companies for those following a long-term dividend strategy.

For investors in their 20s, it makes perfect sense to start early, buy and hold.

✅ I took profits today from Amazon $AMZN (-0,21 %) , Microsoft $MSFT (-0,13 %) and NVIDIA $NVDA (-0,36 %) realized.

📥 This money was directly reinvested to strengthen dividend and future stocks.

💸 Newly invested (one-off purchases today):

• Take-Two Interactive $TTWO (+1,19 %) - (future play with GTA 6)
• Shell $SHEL (-0,32 %) - (energy + dividend)
• BYD $1211 (+1,06 %) - (growth China/E-mobility)
• Procter & Gamble $PG (+0,32 %) - (stable dividend, consumer goods)
• Allianz $ALV (+0,64 %) - (high dividend, defensive)
• McDonald's $MCD (+0,44 %) - (dividend aristocrat + consumer)

📆 Savings plans from August (monthly):

• Johnson & Johnson $JNJ (+0,65 %)
• 
  Realty Income $O (+0,24 %)
• 
  FTSE All-World High Dividend Yield ETF $VHYL (+0,73 %)
• 
  S&P Global Dividend Aristocrats ETF $ZPRG (+0,67 %) (one-off)

➡️ Goal: More passive income through dividends & better balance in the portfolio between tech and defensive stocks.

🧠 Long-term oriented, with a clear focus on quality, stability & growth.

What do you think?