Grab Holdings ($GRAB (+1,66 %) ) is the leading provider of ride-hailing, food delivery and digital financial services in Southeast Asia. With a wide range of services, the company has established itself as a "super app" and has become an essential part of daily life in many Southeast Asian countries. However, after strong growth and an IPO, the stock has gone through a difficult phase - but is Grab on track to become a turnaround story in 2025?

Overview: What does Grab do?

Grab is active in several business areas:

✅ Ride-hailing: Grab is the market leader in the ride-hailing sector and competes with Uber in Southeast Asia. In addition to passenger transportation, Grab also offers delivery services for parcels.

✅ Food delivery (GrabFood)With GrabFood, the company has a strong position in the food delivery business, especially in cities such as Singapore, Indonesia and Malaysia. The business is growing steadily, especially during the pandemic.

✅ GrabPay and financial servicesGrab has also positioned itself in digital financial services, with GrabPay, a mobile payment platform, and a range of loans and insurance for its customers.

Competition: Who are the competitors?

🔸 Gojek (now part of Tokopedia) $GOTO : The biggest competitor in the ride-hailing and food delivery industry in Indonesia and other Southeast Asian markets.

🔸 Uber $UBER (-2,45 %) Also active in Southeast Asia, particularly in the Philippines and Vietnam. Uber continues to be a significant competitor in the ride-hailing segment.

Correction: Uber is no longer directly active, but rather an indirect beneficiary of Grab's development through its shareholding..

🔸 Foodpanda $DHER (-3,81 %) : A strong competitor in the food delivery sector in several countries, including Grab's main markets.

🔸 Ant Group (Alipay)
$9988 (+6,06 %) and PayPal $PYPL (-2,73 %) competitors in the field of digital payments and FinTech services.

Opportunities: Why could Grab make a comeback in 2025?

✅ Leading market position: Grab is well established in Southeast Asia, with a broad user base and a strong brand. This position could protect the company in the long term.

✅ Expansion potential in the FinTech sector: GrabPay and other financial services continue to be a valuable source of revenue. Grab could further expand its FinTech business as the region continues to offer great potential for digital payments and banking services.

✅ Growth in the food delivery business: The trend towards online delivery services continues to grow. GrabFood could gain even more market share, especially through partnerships with local restaurants and expanded services.

✅ Synergies from the super app strategy: Grab offers not only transportation and delivery, but also financial services and entertainment. This integration of services creates a strong ecosystem for users and partners.

Risks: What could continue to burden Grab?

⚠️ Strong competition: There are already strong local and international competitors in financial services.

⚠️ High losses and high expensesGrab has repeatedly made losses in the past. Sustainable growth and a return to profitability remain a major challenge, especially in view of the high operating costs.

⚠️ Regulatory risks: Like many companies in the region, Grab has to deal with changing and strict regulatory requirements, particularly in the FinTech and ride-hailing sectors.

⚠️ Macroeconomic uncertainties: Economic uncertainty in Southeast Asia, ongoing political tensions and the impact of the pandemic could weigh on business.

Conclusion: Can Grab achieve a turnaround?

Grab has the potential to remain a major player in Southeast Asia if it can overcome competitive challenges while increasing growth in its various business segments. Especially the FinTech-expansion and the synergies as a super appcould be decisive in the long term.

For investors who believe in the potential of Southeast Asia and have a long-term perspective, Grab could be an exciting turnaround candidate for 2025.

What do you think? Does Grab have what it takes to make a comeback in 2025 and remain successful in the long term?

Hello my dear,

I'm currently struggling with my new apartment. As a result, I've been spending very little time on the stock market and looking at my portfolio incredibly rarely (less than five times a day).

So I overlooked the fact that I have slipped back into the red with PayPal (perhaps Florian Prell was right to sell when everyone was laughing), but also that I have already passed the moon with Palantir and may be flying to Mars.

Of course, I didn't overlook Hims, which has unintentionally become my largest position in the portfolio.

I am also following the development of 3I with excitement.

Every now and then I receive dividends from Trade Republic on shares that I sold months ago and each time I ask myself whether this is a past dividend that has simply arrived far too late or whether I am still receiving dividends despite selling because they are asleep...

And then I have this coffee ETC that also flies at the speed of light.

Novo Nordisk and more recently Nike are still in the savings plan although I don't like savings plans. But sometimes I find them useful...

Just do it

$HIMS (-26,15 %)

$PYPL (-2,73 %)

$PLTR (-3,33 %)

$III (-1 %)

$NKE (-0,48 %)

$NOVO B (+5,32 %)

$COFF (-0,1 %)

I've just had a great experience when I was at $PYPL (-2,73 %) wanted to transfer money from my wallet to my current account. PayPal offered me the free real-time transfer and let me tell you, it was so damn satisfying to have the money in my account within seconds. Absolutely great and finally feels like the 21st century (after 1/4 of the century has already passed).

Of course, I also immediately checked to see who else had activated the free real-time transfer. First with my main DKB account. Unfortunately, there's no real-time transfer there yet, but today I got the message that they're working on adding it. I assume by October 09th.

Sparkasse theoretically also has free real-time transfers. Theoretically, that is. Because in order to be able to use it, you would first have to accept the new contract documents. However, the button to accept is not displayed anywhere. And even if it did, the real-time transfer is of course not free, but costs as much as the normal transfer - namely €0.35 each (in online banking) and of course three times as much if you want to do it in the branch. Apart from that, depending on the account model, it also costs the recipient another €0.35 when the money is sent. Savings bank absolutely insane and lost I'll tell you honestly.

On the other hand, it's good to see that Trade Republic's new current account already offers free real-time transfers. The app did crash 3 out of 4 times when setting up the payment, but when it worked to send the money, it arrived in my current account free of charge within seconds. This was wonderful and made me very happy.

What's your situation? Does your bank already offer free real-time transfers? And do you see any impact on the shares of payment service providers such as PayPal but also $V (-0,16 %) and $MA (-0,3 %) ?

Was hoping for a $PYPL (-2,73 %) hoping for a rebound after the irrational sell-off. We were in a zone from November, which unfortunately turned out to be very thin.

Unfortunately, it quickly went into the SL.

And since Scalable couldn't update so quickly, the screenshots have to serve.

Let's continue 🫡

$NKE (-0,48 %) I'll wait until 52 - maybe I'll miss it, but it's okay

$ENPH (-1,43 %) from now until 47 on a bullish impulse

$VNA (+0,26 %) - already have a position but add here at Retraces.

$BABA (+5,86 %) - I already have a position, but I'll add at Retraces.

$PYPL (-2,73 %) - DCA from now on , 72, 63, 54

Alex Abi show what you've got

Aloha

Do you also recognize the parallels between Elon Musk and Howard Hughes? A striking resemblance. Has this thought ever occurred to you? Are there people here who are old enough to be able to comment on this specifically? And what does it have to do with Marc Zuckerberg's supervision, isn't he perhaps the exact opposite of someone who can show success bit by bit while appearing modest? Similar to Steve Jobs, who helped millions of people to get jobs? But this Elon Musk, he's a disaster who got Tesla to where it is now with a lot of luck and outside capital, grossly overvalued

$TSLA (-4,32 %)

$AAPL (+0,26 %)

$META (-1,11 %)

$PYPL (-2,73 %)

What happened to $PYPL (-2,73 %) happened to them to cause them to crash?