Coffee is the world's second most traded commodity after oil

100 million people live from coffee and for many countries it is the most important source of income. Be it through the cultivation, processing or distribution of coffee.

Coffee. The black gold of the 21st century. A market that sounds so boring. And at the same time growing so strongly.

And yet, in contrast to oil stocks, coffee stocks can hardly benefit.

$MDLZ (-1,01 %)
$NSRGY (-0,25 %)
$SBUX (-1,55 %)

The coffee plant has powerful enemies in the wild. Mealybugs, borer beetles, leaf blight and tree cancer can destroy entire plantations in a very short time. Due to the changing global climate, the plants must also become more robust - heat, heavy rain and drought in rapid succession would quickly put an end to the traditional coffee varieties. Thanks to the acquisition of Monsanto, Bayer is able to meet this challenge on many levels.

$BAYN (+0,17 %)

Many specialty coffees are already treated with aromas in advance. This makes it possible to give a natural product, which is subject to fluctuations in taste due to climate and origin, a consistent quality.

The absolute top dog among flavor manufacturers, with a market share of 20%, comes from Switzerland and is called Givaudan. The German manufacturer Symrise is in 4th place with a market share of around 12%.

$SY1 (-0,34 %)
$GIVN (+0,3 %)

De'Longhi machines are particularly popular due to their high reliability and attractive appearance. The simpler models start at around EUR 100 and are fed with Nespresso capsules from Nestlé.

The high-end machines have a grinder that freshly grinds the roasted beans and turns them into "espresso" or "Americano" at high pressure.

$DLG (+1,37 %)
$PHIA (-0,25 %)

https://fitneo.de/kaffee/

As already mentioned...

Let's see what happens

I don't think there is much more growth in the position.

Will be reallocated to $VDEV (+0,22 %)
$TDIV (+0,29 %)
$SEDY (+0,91 %)
$BTO (+1,38 %)
$NSRGY (-0,25 %) .

Can anyone tell me the difference between the "normal" Nestlé share ($NESN (-0,19 %) ) and the ADR version ($NSRGY (-0,25 %) )?

What are the differences?

Thanks in advance!

has anyone already received the dividend for $NSRGY (-0,25 %) should have come yesterday, I didn't get anything on trade republic

Nestle dividend

$NSRGY (-0,25 %) have you already received the dividend? i also can't see a payment date in the app get quinn or in divvdiary?

The market is not offering much at the moment. The American market is for the most part slightly overvalued to overpriced. Individual picks for me this week are $UNH (+1,64 %) and $NSRGY (-0,25 %) . Both companies have proven business models and will be able to increase their net margin and reduce operating costs over the next 10 years. I see the implementation of AI as the main driver for this efficiency. In my opinion, large companies will benefit the most from the AI trend by being able to streamline their processes and make more data-driven decisions. Of course, this is also based on a CEO or management promoting and cultivating a data-driven culture.

United Health Group and Nestle are currently somewhat undervalued. Only around 10% - 15%. But you buy into quality companies here.

Tiktok is another one.

What do you think?

#stockanalysis
#personalstrategy#aktienkaufen

#boersengehandelteralltag

Exchange traded daily sales

A few have noticed it I have reoriented myself and changed my job. @Koenigmidas therefore it took a little while.

The daily km scrubbing in the field service (80tsdkm/year) belongs for the time being to the past and that is also good so.

So after 2.5 months of vacation new everyday life:

6 o'clock

Wake up the kids (in my case the kids wake me up 😂)

Make breakfast, prepare snack,

Off to kindergarten and off we go.

With the small but fine

Suzuki $MARUTI 🚗

Or the bike 🚴or on foot 👟( am already a bit older and swear by

$ADS (-0,15 %) )

it goes on us office.

Arrived at the desk

$DELL boot up, operating system

$MSFT (-1,05 %) Microsoft starts.

Autostart loads with all required Office programs from Microsoft as well as ERP from the cloud. Sorry no IT nerd does not ask me what all this is in the background😅 it works.

After that, first time tour of the "fresh warehouse" and see what delicious fruits and vegetables are now in our warehouse.

So far except

$DOLE (-1,65 %) Bananas

Still nothing stock discovered.

On the way back through the freezer and through the dry warehouse, however, there meets the how is how of the food industry.

Feels all major corporations are represented here and fill the high shelf warehouse with really damn tasty products and ingredients

$NSRGY (-0,25 %) Nestlé

$UL (-1,35 %) Unilever

$KHC (+0,69 %) Kraft Heinz

$K (-0,77 %) Kellogs

etc. Impossible after you short time all to reproduce because here a total of about 50tsd products are available.

Back at my workplace

Phone calls every minute, orders by fax and from the webshop as well as e-mail are processed by our team of sales people all day long.

At some point closing time (varies from 5pm to 9pm).

On the way home, I'm lucky enough to see our delivery fleet of about 50 trucks from

$DTG (-0,16 %) Daimler truck

$MANC MAN SE.

All drivers should have returned and tomorrow morning at 2 o'clock again fully loaded thunder to the customer.

When the household chores are done. Feierabend cool blondes and getquin start to look at what you have done so for nonsense.

In this sense, the next time you visit a restaurant, think of me. Possibly the goods have been sold there by me and others to the customer😂.

But hereby duty fulfilled💪

Nomination for another episode

@DividendenWaschbaer , @Divmann

@christian and all on getquin!

Another post for stock newbies today...

Quality offensive the 5th.

Structure:

1. what does adr even mean and what do we need it for?

2. similar products

3. risks/disadvantages

4. adr shares examples

5. sources

6. recommendations

1. what does adr even mean and what do we need it for?

An Adr (American Depositary Receipt) is not a real share. An Adr is a certificate of ownership of a share issued by an American bank. This certificate of ownership can refer to one, several or even just shares of a stock. But why do you need these "fake" shares at all?

On the one hand, shares that are to be listed in the USA must prepare their balance sheets according to certain rules (US GAAP). This is relatively expensive and complicated, which deters many companies.

On the other hand, it is not so easy for many US investors to invest in foreign securities. (for example state pension funds, banks or life insurance companies) This is partly due to laws but also to their own statutes.

Now, the US stock market is not only important for companies (NYSE is considered the most important stock exchange in the world) in order to reach a broader mass of shareholders (37% of DAX shareholders came from North America in 2020), it is also of course advantageous for American investors (whether private or institutional) to be able to invest in more assets. (the so-called home bias (people invest mainly in their country of origin) is nevertheless very high, especially in America). And ADRs exist to make this possible or simplify it.

There are two different types of ADRs:

If an issuing bank (the bank that issues the ADRs) is commissioned by the company to issue an ADR, we speak of a sponsored ADR (here it is graded in levels, but that goes too deep for this post, but if there is demand I can explain this separately). In the case of an unsponsored ADR, the intention comes solely from the bank, but unsponsored ADRs are not admitted to trading on many stock exchanges.

2. similar products

The problems with ADRs do not only exist in America, but also outside the USA. There are GDRs (Global Depositary Receipts) and EDRs (European Depositary Receipts). As with ADRs, a corresponding share for which an ADR, GDR or EDR is issued is deposited with the issuing bank.

Unlike the ADR, however, a GDR is not listed in the USA but usually in London, while an EDR is quoted in euros and not in US dollars.

There are also ADSs, which are a share of a non-US listed company that is listed in dollars. The ratio of an ADS to an ordinary share is often 1 to 1, and ADSs are often deposited for ADRs. However, an ADS is

not actually so easily available to the private investor

3. risks/disadvantages

Currency risk

If we invest in a country with a foreign currency, we often have a so-called currency risk. This means that the prices of our shares can also depend heavily on currency movements. The Russian rouble or the Turkish lira, for example, are particularly volatile.

As an ADR is listed in dollars, we even take on a double currency risk if we buy an ADR of a company not listed in euros.

Profit diversification

Depending on the ADR, dividends paid by the company are either distributed or reinvested. If the dividend is distributed, the issuer often deducts part of the dividend. Firstly, when the dividend is converted from the foreign currency into dollars, it can also be converted from dollars into euros.

Voting rights

The ADRs vary in terms of voting rights. Deutsche Börse Group writes as follows: "as a rule, ADRs are linked to an entitlement to the dividend, but not to voting rights"

No issuer risk

If the issuer goes bankrupt, the ADRs can be exchanged for "original" shares; the deposited shares are the property of the ADR holders. This can also happen if the issuer announces the dissolution of the ADRs. On the one hand, the ADR can then be sold or exchanged for original shares.

but

Trading problems

Many banks do not have access to "original" shares and therefore cannot trade them. So swapping ADRs for original shares rarely makes sense.

A concrete example: shortly after Russia attacked Ukraine, a user (name escapes me) asked for help on Getquin, his Gazprom ADR was canceled and he could either have the money paid out or exchange it for "original" shares.

At that time, the Moscow Stock Exchange was closed (for 1 month), so even if he could trade these "original" shares through his bank, he would not have gotten rid of the shares. Also, trading in Russian securities is currently not possible for Europeans. Unfortunately, I don't know what happened to the Gazprom position, but the user is welcome to contact me again, I would be interested in the outcome.

4. Adr shares examples

To list a few ADR shares that you can only buy as ADR via Trade Republik (my broker, link in bio):

• BioNTech(ADR) $BNTX (+0,93 %)
  
• Oatly(ADS) $OTLY (-3,33 %)
  
• Tencent Music (ADR) $TME (+1,32 %)
  
• Nestle(ADR) $NSRGY (-0,25 %)
  
• Jinko Solar (ADR) $JKS (-1,72 %)
  
• Nio(ADR) $NIO (+2,12 %)
  
• Sea(ADR) $SE (-1,3 %)
  
• TSMC(ADR) $TSM (+0,43 %)
  

I can only explain the fact that only the ADR is ADR by the fact that L&S is only allowed to trade/trade these, with Alibaba, for example, there is an ADR and a normal share via tr.

If you want to find out about individual ADRs or ADSs, you can find them on the following page: https://www.adrbnymellon.com/directory/dr-directory

Price, exchange rate etc. are displayed there

5. sources

https://www.deutsche-boerse.com/dbg-de/unternehmen/wissen/boersenlexikon/boersenlexikon-article/American-Depositary-Receipt-ADR--244470#:~:text=American%20Depositary%20Receipts%20(ADRs)%20sind,den%20Bruchteil%20einer%20Aktie%20beziehen.

https://finanzgeschichten.com/adr-ads-und-gdr-oder-doch-lieber-die-aktie-direkt-kaufen/

https://www.adrbnymellon.com/directory/dr-directory

https://www.boerse.de/grundlagen/markt/Die-wichtigste-Boerse-der-Welt-New-York-Stock-Exchange-NYSE-

https://www.fidor.de/blog/us-aktienmarkt

https://www.boersen-zeitung.de/unternehmen-branchen/us-anleger-steigern-einfluss-im-dax-d63cc076-d291-11eb-8450-aa577d1cb61b

https://kamiltaylan.blog/adrvsads/

https://www.tagesschau.de/wirtschaft/finanzen/boerse-moskau-aktienhandel-101.html

6. recommendations

I will mark 3 people under my longer posts who also make really cool content, so feel free to drop by:

@DonkeyInvestor

@leveragegrinding

@GoDividend

They have requested a post about Adrs @Divmann , @Variett & @Barsten . Thanks for voting😊

Thanks for reading

#learn