2D·

Clearing out and reallocating your portfolio - despite losses?

Dear Community,

Over the last few years, I have gradually built up a portfolio that now has a volume of over 400K. My first steps as a "shareholder" were certainly like many others. Without pursuing a strategy myself, I bought one thing and then another - until my portfolio had over 100 stocks and was completely confusing.

Around 4 years ago, I then decided to set up a distribution-oriented portfolio portfolio. I know there are many pros and cons. However, I'm the type of investor who is motivated by dividends enormously motivated by dividends. My goal is also to eventually have a portfolio that pays me 4K net per month a month. I'm currently already at 1.7K per month - which motivates me a lot.

Now my question, which I would like your opinion onDespite my reallocation to exclusively high-dividend stocks at the time, I still have around 10 stocks in my portfolio that I assumed would have a strong growth story. Stocks like $PYPL (-0,62 %) ,$ROKU (-0,71 %) ,$GSHD (+0 %) or $VRNS (+1,11 %) . There are currently around 15K bundled in these shares. If I were to sell them today, I would realize around 1.5K in losses. On the other hand, it annoys me to have this capital tied up and not be able to invest in my dividend strategy. I keep wondering if I should just hit the "sell button" and then invest the capital in my dividend stocks. On the other hand, I keep thinking that these could still be strong stocks.

What would you do? Sell and consistently follow my main strategy (i.e. dividend strategy), or just let this "side portfolio" run its course? I look forward to your contributions!

8 Comentarios

Leo@MCKrummel-Divi-Holding

Definitely sell if you are no longer convinced. You actually make the decision yourself in your text. You are convinced of Divi and have a goal, so try to fulfill it. For you, that means: get out and reallocate!

But it always sounds easier than actually doing it!

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TotallyLost@TotallyLost

This is of course a complex question and it is never easy to realize losses.
If you are unsure about what to do with low-conviction stocks in a portfolio, I have an article here that breaks it down to the essentials:
https://youtube.com/shorts/48ne0Cqq0T8?si=eScK6NZI2RrlijkU

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Julius G.@Julius_Gru

Get out and regroup

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EugeneKrabs@Danicx13

Sell and use the money for your strategy

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Thomas@Thomas_1963

Sell. That's what I did, despite losses. You feel much better afterwards. And if you're generally still in the black.

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Basti@RogerWilco

If you can expect the losses to disappear in the foreseeable future, then I wouldn't sell.

If you think the losses will take, say, 5 years + to disappear, then get rid of it. That's how I would deal with it.

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$ J.@1000000

You buy a dish from your favorite restaurant - tastes good

You buy a dish from your favorite restaurant, but the chef has changed - tastes like crap.

If the principles of your shares have changed before you bought them, sell them.

Otherwise keep it, you didn't choose and buy the stock for nothing.

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toscho@toscho

16H

If you sell, you can offset your losses against the dividends for tax purposes. So only buy if you want to stay true to your strategy and, above all, sell now. Otherwise, leave the stocks where they are if your investment horizon allows it.

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