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Opinions on the portfolio

The next step towards the €6,000 by the end of the year has been reached.

Briefly about me: I'm 20 years old and aim to build up long-term assets.

Savings plans currently amount to €350:

$IWDA (+0,22 %) = 210€
$EIMI (+0,08 %) = 90€
$BTC (+0 %) = 50€ (starts next month)

What would you do differently or add?

9 Comentarios

Very cool and simple portfolio and even cooler to start at your age! ☺️ Personally, I would still miss a small position in gold, but that is certainly "complaining" at a high level. I can't say anything about $BBAI, I don't know them. Otherwise, everything is perfect in my opinion, keep it up! Now just keep at it and follow through, then you certainly won't have to worry about money when you're old. 😜

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Jan K.@Jank86

BTC? Wouldn't touch that with a 10 foot pole if investing long term

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Snopy@Snopy

Super portfolio :) I find the 7€ in Bigbear a bit unnecessary because it's so little. Either sell or expand. Otherwise a solid portfolio :)

I'm generally not a big fan of btc. You can do it, but it doesn't offer any cash flow like shares. If you are still young I think shares are the better choice.

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DerDanner@Therapeut

That's how I started too👍 keep it up

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Timo@Aktienorang-Utan

Simple, solid and safe.
Keep it up and you have a great future ahead of you!

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Charly@FinanzPapa

Super depot! Just love the simplicity of it! 👍😍 You've come a long way at 20 and I think it's great that you're setting yourself goals! 👍 Keep at it, you'll thank yourself for it!

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💁‍♀️@BarbieResearch

Very nice portfolio. I wish I had invested like this right from the start. However, I personally find the weighting of the emergency markets too high, with around 25% you deviate strongly from the weighting by market capitalization or GDP. It looks like a bet on emerging markets; many others, including myself, have made this bet in the past and lost it 🥲. Apart from the weighting, the question remains for me whether it might not make sense to only invest in the MSCI World for the time being and continue with EM later.

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f.@ExiLe

14H

@_aaaa_ Do you have a concrete example of your experience? 70/30 is often communicated as a house number by many ETF popes and representatives.

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f.@ExiLe

14H

I think it's great that you're starting so young and also including BTC.
I would increase the BTC share, although I would rather not rely on a savings plan for BTC, but rather make targeted additional purchases, as BTC has a very cyclical behavior.

But everyone as they wish.

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