1Semana·

Savings plan Day

Today, another € 255 was invested in my 3-year-old son's junior portfolio.

I am not betting on a boring global ETF, but am investing in the Nasdaq 100 - the index with the highest return in the last 20 years.

Precisely because of the long savings phase, I prefer growth to average.

The aim is to have a strong portfolio for the start of my adult life.

Source: https://www.justetf.com/de/etf-comparison.html?groupField=index&indices=us-ndx,world,us-sp-500

22.05

Invesco EQQQ NASDAQ-100 ETF

Compró 0,557 a 457,35 €

254,74 €

www.justetf.comDetailvergleich für ETFs | justETF

8 Comentarios

Nadir-Momentum@DoppelSchlechtMinus

1Semana

It is of course a matter of faith that this will continue for the next 15 years. But why the distributing one?

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Leo@AngelaMerkel

1Semana

@DoppelSchlechtMinus dad has to get something out of it too

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Bullnbear@Bullnbear

1Semana

@DoppelSchlechtMinus because I don't fancy upfront lump sums & mini dividends as pocket money bring a little joy later. Kind regards

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Nadir-Momentum@DoppelSchlechtMinus

1Semana

@Bullnbear Wasn't there still an advance lump sum this year because the mini-dividends weren't enough to offset it? 😅 But the idea is not wrong, of course.

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Anderlé MPoint@Anderle

1Semana

@DoppelSchlechtMinus The junior has a child allowance that he can only utilize 🤷🏼

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Nadir-Momentum@DoppelSchlechtMinus

1Semana

@Anderle and you are more likely to utilize this with the $EQQQ than with the advance lump sum?

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Anderlé MPoint@Anderle

1Semana

@DoppelSchlechtMinus My point was that, provided the savings rate remains the same, it shouldn't matter at all whether he saves the distributing or accumulating variant. The annual tax-free amount should not be exhausted until the child reaches the age of 18. After that, the child could still continue to save the same ETF in the accumulating variant.

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Bullnbear@Bullnbear

1Semana

@DoppelSchlechtMinus the custody account runs through me.

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