Strategy adjustment necessary?
Hello everyone,
I'm currently considering making my portfolio leaner and more focused. My plan would be to invest in just one ETF, three shares and two cryptos (Bitcoin & Kaspa) via a savings plan. I see Kaspa as the "silver" of the crypto world in the long term - i.e. a strong complement to BTC.
What concerns me:
I am currently still holding $MSTR (+0,4 %) and $GOOGL (+2,73 %) but I'm thinking about selling both.$MSTR (+0,4 %) is just an extreme BTC bet, and since I'm holding BTC directly anyway, it's almost too much risk for me now. $GOOGL (+2,73 %) is of course a tech giant, but I believe that the return potential will diminish over the next few years.
Where to put the cash?
- Either simply put it into my ETF.
- Or in $NU (+7,48 %) because I think that fintech growth will really pick up speed there.
My savings plan currently looks like this:
- $CSPX (+0,31 %) 200€ per month
- Individual securities: 3x €40 per month
- BTC & KAS: still open, but probably also via savings plan
With a portfolio value of 7.800€ I wonder whether that is already too many stocks. Should I reduce even further or is this suitable for a long-term plan?
I'm open to completely different approaches - maybe I'm missing something. What do you think?
