1D·

What to do with €700 a month

$VWRL (+1,44 %) or would you rather use overnight money to hit a dip? What would you do?

Over the next few months I will receive the above-mentioned extra on top of the regular savings rate, which currently goes almost 100% into the All-World. To be honest, I am also considering putting some into the $VUSA (+1,54 %) to boost the return a little. Alternatively $BTC (+0,75 %) conceivable...

5 Comentarios

GHF@GHF

Time in market beats timing the market.

•

Femke@femkelbn

With Bitcoin, you would add another asset class to your portfolio and be even more diversified, so I would opt for $BTC in your case. ☺️ But definitely invest and don't try to wait for any dips. 🤭 It never hurts to have a little cash reserve to try out some market timing, but I wouldn't save €700 a month in the call money account for that, that would be too much "unnecessary" money lying around.

•

opportunity_seeker_138@opportunity_seeker_138

@femkelbn Your securities account could also be a good example. Do you have a rule as to when the switch from VWRL to VWCE takes place?

•

Femke@femkelbn

@opportunity_seeker_138 No, I'll just do it by feel at some point in the next few weeks. I don't have a "strategy".

••

Dividenden-Penner@Dividenden-Penner

Dip is definitely more fun! 🤑

••