10Lun·
22.05
iShares $ Treasury Bond 20+yr ETF D logo
Compró 116,57 a 3,153 €
367,48 €
5
16 Comentarios

Imagen de perfil
F*ck, the trading costs are really hitting you hard at the moment. I'm very curious to see whether interest rate cuts will come and how the portfolio will then develop
Imagen de perfil
@Gerit The figures are not correct anyway. The accrued interest paid is included in the trading costs. In fact, it is about 50%. But yes, buying bonds via the Stuttgart Stock Exchange is expensive. But it's still only 0.3%! Neobrokers don't offer anything.
Imagen de perfil
@kleberj Would you recommend an ETF as a bet on falling interest rates? As soon as my cash ratio is back to around 5%, I would want to invest half of the savings rate in something with a "good" interest rate.

Unfortunately, I can't buy 3-month US Treasury bonds directly. Neither with TR nor with DKB

I don't know whether my thoughts fit in with the ETF, as it also regularly(?) buys new bonds.
Imagen de perfil
@Gerit ETFs should behave in a similar way. I only invested larger sums directly in bonds at the beginning. My monthly savings quotas now only go into ETFs, as the trading costs for smaller sums would have a full impact
Imagen de perfil
IE00BGR7L912 what do you think of this?
Imagen de perfil
@Gerit Do you want to link it?
Imagen de perfil
@cashwithhead hey, of course, never thought of it 😅😂 $IBTU
Imagen de perfil
10Lun
@Gerit Take a currency-hedged US bond ETF instead. The interest payments are negligible compared to the currency fluctuations.
Imagen de perfil
@Epi because of the short-lived system?
Imagen de perfil
10Lun
@Gerit No, because of the currency fluctuations. 🤷
Imagen de perfil
@Epi $T3RE one of these? (there are only a handful on TR)

I've read up a bit, the volatility is supposed to be up to 50% lower. But of course it has higher costs.

The question is whether the whole thing is still worthwhile instead of simply parking the money at 4% on TR, up to 50,000 it's no problem.

You can't estimate the interest rates either, if I take a look at what it looked like historically between 1970 and 1990.

Hm.
1
Ver todas las 4 respuestas adicionales
Imagen de perfil
How do you feel about the USA's debt?
Únase a la conversación