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Rob314 · 2024-06-26T19:00:22.699415Z

Welchen ETF würdet ihr für eine langfristige Anlage(>20 Jahre) bezogen auf Dividendenwachstum bevorzugen. Möchte ihn nur als Beimischung. Daher ist die Länder-Gewichtung erstmal nebensächlich. Habe mir diese bisher angeschaut: $FGEQ $FUSD $GGRP $SPY5 Ich muss ehrlich sagen mir gefallen alle ziemlich gut wobei ich fast schon zum $SPY5 tendiere, auch wenn er nicht auf Dividendenwachstum ausgerichtet ist, hat er in der Vergangenheit die Dividende ordentlich gesteigert. In Verbindung mit der Kursperformance und den geringen Kosten von 0,03 finde ich ihn wirklich attraktiv. Wie denkt ihr darüber? Habt ihr noch ganz andere Vorschläge? Danke für eure Meinungen.

Rob314

@Rob314

6Lun·

Which ETF would you prefer for a long-term investment (>20 years) in terms of dividend growth. I only want it as an addition. The country weighting is therefore not important for the time being.

I have looked at these so far:

I have to be honest, I like them all quite a lot, although I'm almost leaning towards the $SPY5 (+0,1 %) even though it is not geared towards dividend growth, it has increased the dividend substantially in the past. Combined with the share price performance and the low cost of 0.03, I find it really attractive.

What do you think?

Do you have any other suggestions?

Thank you for your opinions.

25 Comentarios

Kosmonaut@Kosmonaut

6Lun

I was recently informed that most of the ETFs you mentioned are not dividend growth ETFs. Because the background is not about stocks whose dividends grow, but there are many more stocks on the Quality Index that pay dividends.
So $FGEQ, for example, is theoretically an MSCi World minus "no quality companies" minus "no dividend payers". This is why, for example, $NVDA is also included, as it only pays a minimal proportion of dividends.
There is also a good article on this by a user.

But to your question:
I myself have built my portfolio in such a way that the value of the dividends is around 2% and can grow over the years. I have combined a core-satellite strategy with $VWRL as the core, the strong dividend payer $TDIV and the combination $FGEQ as the satellite.

I am very happy with my decision so far.

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Rob314@Rob314

6Lun

@Kosmonaut I also like your portfolio structure. In your opinion, would $TDIV and $FGEQ be diversified enough as a core? I would also add an EM with 10-20%

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Kosmonaut@Kosmonaut

6Lun

@Rob314 I built it this way because I personally see the $VWRL as the non-plus ultra or Swiss army knife.
You can use the $FGEQ as a core if you want to take a higher risk. It's just 228 companies as opposed to 3600 ☺️

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Banana M.@Banana_Millionaire

6Lun

@Kosmonaut So for me, any ETF with high dividend growth over several years is a dividend growth ETF.
The actual strategy pursued by an ETF or the criteria according to which it selects positions is completely irrelevant.
At the end of the day, it's all about what your personal goal is and whether the product in question fulfills it.

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Kosmonaut@Kosmonaut

6Lun

@Banana_Millionaire
That's your definition, but an ETF pays out dividends and the issuer can theoretically change this at any time.

I myself am "actually" pursuing the same goal as @Rob314 and wanted to make sure that Rob knows that the ETFs (like the $FGEQ ) are not intended to increase dividends, but simply follow the quality index described above.
The fact that distributions are also increased in the event of a positive result is a side effect, but this could be reduced again if, for example, Fidelity says from one day to the next that less should be distributed. This has already happened with some ETFs, most recently with the well-known $GGRP

Also take a look at this article:
https://getqu.in/mrlaKN/

As I said, these are not bad ETFs, I just wanted to point out the "risk" :-)

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Banana M.@Banana_Millionaire

6Lun

@Kosmonaut I'm aware of everything, and I'm also familiar with the article.
I just think that you don't always have to go into too much theoretical detail.
In addition, there is never a right to a certain dividend yield or its growth rate.
It would simply be a shame if people didn't dare to invest in a product simply because of the definition, even though it corresponds exactly to their investment strategy.

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Kosmonaut@Kosmonaut

6Lun

@Banana_Millionaire On the other hand, you should only invest in what you understand. And with my contribution, I have perhaps closed the gap a little. It would be a shame to invest in a product without knowing the index behind it

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Banana M.@Banana_Millionaire

6Lun

@Kosmonaut all good, in theory you're right ;)

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Cino@ciwe

6Lun

@Kosmonaut hi, in what weighting to each other & do you keep it that way or do you just go by the savings rate instead of keeping the weighting the same?

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Kosmonaut@Kosmonaut

6Lun

@ciwe hey,
I have the $VWRL as the core and the $FGEQ with just under 20% each and the $TDIV with a little less than 20% each.

I will pull up the $TDIV a bit more so that it reaches 20% and then start saving according to the savings plan. There will come a time when I "need" fewer dividends (I'm currently studying part-time), so the focus will probably be on the core, but for now I'm planning to keep the two satellites at around 20%.

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Kosmonaut@Kosmonaut

6Lun

@Kosmonaut but this applies to the ETF part of my portfolio. I also have 3 individual shares and shares in a company (family) that are not included in this calculation. However, the shares should not make up a large proportion of my portfolio (each share is always smaller than an ETF satellite)

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Ver todas las 2 respuestas adicionales

Aktienfreund@Aktienfreund

6Lun

They are all totally great. I have the fidelity global and vaneck morningstar.

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Rob314@Rob314

6Lun

@Aktienfreund I also have the vaneck, but I'm looking for a second one. So far I still have the $VHYL, but would like to reallocate it.
Do you have any other ETFs or just the two? Individual shares?

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Aktienfreund@Aktienfreund

6Lun

@Rob314 I still have the EM Dividend from Ishares. Plus 20 individual shares. But they include everything. Stocks with already high dividends and also stocks that still show a good increase in dividends. You are welcome to take a look at my portfolio.

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Rob314@Rob314

6Lun

@Aktienfreund I have just had a look, it looks interesting. My idea now would be to save the $TDIV and the $FUSD equally (80% in total) and the $HEMC at 20%.
What is left over at the end would then go into individual shares.

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Aktienfreund@Aktienfreund

6Lun

@Rob314 You can definitely do it that way.

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Rob314@Rob314

6Lun

Thanks for your opinion on this 😉

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Sponge💰@spongeboy

6Lun

$TDIV & $SPYD

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Na D.@user24280df1bf3d4d22

6Lun

What is this love people have for dividend growth ETFs. Has any dividend etf outperformed over any 20 year period? Is there any fundamental reason why it should outperform? If Meta starts paying a small dividend, it is suddenly good for you even though nothing changed fundamentally?

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Metis@Metis

5Lun

@user24280df1bf3d4d22 It is mostly psychological. You earn cash without "anything to do for it". You don't even need to sell any parts of your ETFs. It is like paying yourself. It is a bigger motivation for some of us.

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K K.@userb0ca8bbd97d44646

6Lun

$TDIV don't forget ;)
I'm saving this, as well as $FUSD and $FEUI.

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TIGHT C.@antifreund

6Lun

$SCHD for the win

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Jo'@Jo_Wolf

6Lun

$FGEQ

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