1Semana·

Depot Roasting

Hello everyone,

I am 27 years old and up to now I have either spent my money or invested it in setting up companies. This year I was able to buy my first apartment building in a limited liability company and would like to continue investing in ETFs and the stock market.

The monthly savings installment via Trade republik starts in March in the amount of €500, of which €300 goes into the $IWDA (-0,26 %) and 200€ in the $CSPX (-0,31 %) .

I also top up the Trade Republic card monthly and everything that is left over will be invested in individual shares.

Do you have any suggestions? Perhaps especially with regard to ETFs for emerging markets?

6 Comentarios

1Semana

If you are also planning to invest in EM, why not invest directly in a $VWCE

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FutureAmexBlack@FutureAmexBlack

1Semana

@Chucky075 I'll take a closer look at it today, thank you. As I said, I'm still very unfamiliar with the whole subject.

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Chucky075@Chucky075

1Semana

@FutureAmexBlack that's what getqiuin is for

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Joschi 💎.@ETF_Jesus

1Semana

As chucky has already mentioned, $VWCE would be a good option. If you want maximum diversification, you could look at the $SPYI instead of the msci World or the ftse, where you really have everything from em smallcaps to US largecaps. You probably can't diversify much better with an ETF. I myself have the $VWCE as a core and the $XNAS + a $BTC savings plan as satellites. Whereby my Nasdaq100 savings rate is the highest.
Reason:
- I'm 20 and still have plenty of time to take a calculated risk and generate an excess return in the long term
- Nasdaq100 is crashing harder (especially at the moment) than the FTSE, savings plans currently mean cheap, relaxed additional buying

P.S. because I have just looked at your portfolio again, I would leave out these random share purchases with such amounts. After 1x savings plan execution, it's all at the bottom of the portfolio and plays absolutely no role in terms of returns (or dividends). Apart from that, with TR you make a €100 share purchase + €100 sale minus 2% due to fees.

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FutureAmexBlack@FutureAmexBlack

1Semana

@ETF_Jesus greetings Joschi, thanks for the detailed answer! Is it better to buy via scalable in terms of costs?

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Joschi 💎.@ETF_Jesus

1Semana

@FutureAmexBlack I'm not well informed when it comes to broker selection. But I don't think TR and SC are that different. It's best to have a look at the financial flow comparison

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