🔹 Revenue: $383.3M (Est. $376.5M) 🟢; UP +12% YoY
🔹 Adj EPS: $0.53 (Est. $0.41) 🟢; flat YoY
FY26 Guidance:
🔹 Revenue: $1.59–1.63B (Est. $1.63B) 🔴; UP +9–11% YoY
🔹 EPS (Non-GAAP): $2.00–2.20 (Est. $2.09) 🟡
Q1 Guidance:
🔹 Revenue: $385–395M (Est. $393.9M) 🟡; UP +7–10% YoY
🔹 EPS (Non-GAAP): $0.49–0.52 (Est. $0.53) 🔴
Q4 Segments:
🔹 Core Revenue: $345.9M; UP +15% YoY
🔹 Subscription Fees: $68.8M; UP +5% YoY
🔹 Transaction Fees: $277.1M; UP +18% YoY
🔹 Float Revenue: $37.4M
Operational Metrics
🔹 Businesses Served: 493,800; UP +13% YoY
🔹 Payment Volume: $86B; UP +13% YoY
🔹 Transactions Processed: 33M; UP +18% YoY
🔹 Network Members: 8.3M; UP +18% YoY
Profitability Metrics:
🔹 Gross Profit: $309.8M (80.8% margin) vs. $278.5M (81.0%) last year
🔹 Non-GAAP Gross Profit: $322.7M (84.2% margin) vs. $292.0M (85.0%) last year
🔹 Non-GAAP Operating Income: $56.4M; DOWN -6% YoY
🔹 Non-GAAP Net Income: $61.6M; flat YoY ($63.9M in Q4'24)
Capital Allocation
🔹 Repurchased ~2.2M shares for $100M in Q4 + July
🔹 New $300M Share Repurchase Program authorized
CEO Commentary
🔸 “Fiscal year 2025 was pivotal as we drove growth and profitability, launched essential new software and payment products, and expanded our market opportunity.” – René Lacerte, CEO
🔸 “Our scale advantage with ~500K SMBs and 9,000 accounting firms positions BILL to win intelligent financial operations.”
CFO Commentary
🔸 “We delivered a strong Q4 ahead of guidance while sharpening our focus on profitability.” – Rohini Jain, CFO
🔸 “Our new $300M repurchase reflects confidence in BILL as a compelling investment opportunity.”