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Melvin14 · 2024-06-16T20:38:20.449808Z

Hallo Getquin, ich als mittlerweile 15 Jähriger zeige euch mein leicht geändertes sehr Fabulöses (ist eigentlich nicht so Fabulös) Portfolio. Falls ihr Anmerkungen oder Tipps habt, gebt mir bitte bescheid! Denn jede Hilfe hilft mir! Grundgedanke ist 70/30 mit beigemischt Aktien. $VWCE läuft im monatlichen Sparplan mit 25€ $AEEM muss ich immer wieder Rebalancen damit es auch 70/30 bleibt... Sparplan versuche ich aufzusetzen aber im moment etwas schwieriger da ich kein stabiles Einkommen habe. $DHL Ganz neu bei mir im Depot, habe den Rücksetzer genutzt um günstig einzukaufen. Grund war Mehr Diversifikation und in meinen Augen ein Stabiles Unternehmen was in kommender Zukunft zu alter Stärke finden Wird. $O Bei Realty Income bin ich vorallem davon überzeugt dass wir in nahender Zukunft sinkende Zinsen in den USA erleben werden, was sich Positiv auf den Immobilien Sektor auswirken wird. Außerdem ist für mich Realty Income ein sehr Stabiles und Beständiges Unternehmen. $SBUX Bei Starbuck bin ich nicht mehr 100% überzeugt, denke aber dennoch dass das Unternehmen aufjedenfall sich wieder erholen wird. $KO Coca Cola halt.. kennt jeder, solides Unternehmen und ich sehe Coca Cola vor Pepsi! $PYPL Tja... war irgendwie damals mein Gedanke dass als kleine ,,Gamblinh" Position zu nehmen, denke aber im Nachhinein dass diese Zocker Position ein bisschen zu groß ist... Aber verkaufen werde ich erstmals nicht. (Es sei denn ihr habt irgendwelche guten Argumente für einen Verkauf, wäre dankbar für eure Meinung!) $ULVR Solides, standhaftes Unternehmen, nichts großes dazu zu sagen bin auch dort Langfristig überzeugt. $CD9 Okay... den hier möchte ich eigentlich verkaufen aber! Die Gebühren auf meinem Junior Depot sind einfach zu verrückt dafür! Die Gebühren sind auch wirklich mein größtes Problem! $1211 Generell sehe ich Elektro Autos als Übergangs Technologie zu Wasserstoff Autos, und diesen Übergang möchte ich halt mitnehmen. BYD in meinen Augen auch einer der Besseren Elektro Auto Hersteller. Aber auch hier viel zu kleine Position... $PFE Dient der Diversifikation und auch hier wieder die Position Nominal zu klein. Aber Gesundheit wird immer ein Thema für die Menschheit bleiben also auch hier in meinen Augen Zukunfts Potenzial. Das war jetzt eine kurze Zusammenfassung von meinem Portfolio und meinen Überzeugungen! Ich wäre euch wirklich wirklich sehr dankbar wenn ihr die ein oder andere konstruktive Kritik da lassen könnt. Euer Highperformer Melvin

Melvin14

@14JahreBWLer_Vaters_Sohn

7Lun·

Hello Getquin, as a 15 year old I'm showing you my slightly modified, very fabulous (it's actually not that fabulous) portfolio.

If you have any comments or tips, please let me know! Because every help helps me!

The basic idea is 70/30 with a mix of equities.

$VWCE (+0,31 %) runs in a monthly savings plan with 25€

$AEEM (+0,26 %) I have to keep rebalancing so that it stays 70/30... I'm trying to set up a savings plan, but it's a bit more difficult at the moment because I don't have a stable income.

$DHL (-2,28 %) Brand new in my portfolio, I used the setback to buy cheaply.

The reason was more diversification and, in my opinion, a stable company that will regain its former strength in the near future.

$O (-2,13 %) With Realty Income, I am convinced that we will see falling interest rates in the USA in the near future, which will have a positive effect on the real estate sector.

I also see Realty Income as a very stable and consistent company.

$SBUX (+0,3 %) I am no longer 100% convinced about Starbuck, but I still think that the company will recover in any case.

$KO (-0,85 %) Everyone knows Coca Cola, a solid company and I see Coca Cola ahead of Pepsi!

$PYPL (-1,17 %) Well... was somehow my thought at the time to take that as a small "gamblinh" position, but in retrospect I think that this gambler position is a bit too big... But I won't sell for the time being. (Unless you have any good arguments for selling, would be grateful for your opinion).

$ULVR (-1,87 %) Solid, steadfast company, nothing much to say about it, I am also convinced in the long term.

$CD9 (-0,47 %) Okay... I actually want to sell this one but! The fees on my junior custody account are just too crazy for that! The fees are really my biggest problem!

$1211 (+0,47 %) In general, I see electric cars as a transitional technology to hydrogen cars, and I want to take this transition with me.

BYD is also one of the better electric car manufacturers in my eyes.

But here too, the position is far too small...

$PFE (-1,8 %) Serves diversification and here again the position is nominally too small.

But health will always remain an issue for mankind, so in my view there is future potential here too.

That was a brief summary of my portfolio and my convictions!

I would be very grateful if you could leave some constructive criticism.

Your Highperformer Melvin

11Puestos

1023,01 €

6,04 %

35 Comentarios

Aktienmasseur@Aktienmasseur

7Lun

I don't see any added value in investing in individual stocks that are already in the ETF.

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Chris@Psychedelic_Sunflower

7Lun

@Aktienmasseur if you want to weight them higher than in the index, then yes. To what extent this makes sense is another question

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Beeftek@Beeftek

7Lun

@Aktienmasseur sounds like you collect Lego bricks 😂😂

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Aktienmasseur@Aktienmasseur

7Lun

@Beeftek I don't understand.

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Bond_James_0815@Bond_James_0815

4Lun

@Aktienmasseur then ask someone who has invested 50% in a FTSE All World ETF with approx. 4% NVIDIA share and the remaining 50% in individual NVIDIA shares 🤩 he will explain it to you - with the added value 💰

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Chris@Psychedelic_Sunflower

7Lun

What do you want with Unilever, Coca-Cola, Pfizer, DHL, especially at your age? Unfortunately, their performance is simply subterranean. Of course, these are multi-billion dollar corporations with a stable business model and decent profits. But these companies are already more or less "grown up", there are no more high growth rates. Accordingly, the share price is only going up a little. At 65, you can think about such companies for the stable cash flow.

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@Psychedelic_SunflowerThanks for the answer 👍 In principle, I can keep them in and then simply add growth shares. Or?

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Marco@Einsteiger

7Lun

@14JahreBWLer_Vaters_Sohn Hello, real high performers bet on the S&P500, Bitcoin or NASDAQ 100 up to the first 100k. Everything else makes no sense at your age.

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DerMartin@DerMartin

7Lun

@Psychedelic_Sunflower I see it differently. You can also buy at a young age. I can think of worse things than having a Coca-Cola with a 15% personal dividend yield in 30 years' time.

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Marco@Einsteiger

7Lun

@DerMartin Just because Warren Buffet invested in CocaCola at the right time does not mean that it will continue to do so for the next 30 years. As has already been written above, the companies are "fully grown".

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DerMartin@DerMartin

7Lun

@Einsteiger How do you know which share is "fully grown"?
I think the recent past has shown that anything is always possible.
But in the end, that's also the exciting thing about the securities market. We all have the same information and yet we often come to different conclusions.
I'm very happy with my Coca-Cola and I'm betting that it will give me a lot of pleasure for the next 15 years.

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Aktienmasseur@Aktienmasseur

7Lun

@DerMartin What does the "personal dividend yield" tell you? It says nothing at all about the company. It only represents the difference between the entry price and the current dividend amount. However, this does not mean that you will receive more dividends or a better performance. Moreover, the dividends are always part of the total return.

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Chris@Psychedelic_Sunflower

7Lun

@DerMartin Yes, of course you can do that, but the returns including dividends of Unilever or Coca-Cola, for example, are far behind the returns of the MSCI World, let alone the many high-growth individual stocks that exist. What good is a Coca Cola share with a 15% personal dividend yield if I lose, say, 4% every year over 30 years?
And the share price of $KO is still doing relatively well, while it's better not to look at Unilever at all over the last 5 years.

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investment_sage_jonas@investment_sage_jonas

7Lun

Stable portflio bro, am also 15 😂

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Jan@Luke_shiftwalker

7Lun

@investment_sage_raphael Same 😂

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Stephan K.@StrahlemannLP

7Lun

The most important thing is to keep at it! And read Kostolany, at your age you may not understand it immediately, but in a few years you will.

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@StrahlemannLP is made🫡

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fund_whisperer_474@fund_whisperer_474

7Lun

Wow geil

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Jo'@Jo_Wolf

7Lun

Starbucks, Coca Cola, Unilever and Pfizer are already included in the All-World ETF https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-all-world-ucits-etf-usd-distributing/portfolio-data You are making duplicates at this point

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@Jo_Wolf okay, thanks! And how do i solve this Problem?

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Jo'@Jo_Wolf

7Lun

@14JahreBWLer_Vaters_Sohn Either sell the shares and put it back into the ETF
or if you're in for the dividends then either keep it as a duplicate if you truly believe in the company and it's growth and divi growth or invest in a good dividend ETF

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@Jo_Wolf Thank you for your Help!

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Jo'@Jo_Wolf

7Lun

You're welcome, just believe in your analysis 🙏🏼

If you think it's worth keeping it, then go on 🙏🏼

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Chris@Psychedelic_Sunflower

7Lun

@Jo_Wolf duplicates are not a problem if an overweight in these Companys compared to a specific Index goes along with a certain strategy.

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Jo'@Jo_Wolf

7Lun

@Psychedelic_Sunflower that's why o said to adapt depending on his strategy and beliefs toward the company.

If I was only about growth I wouldn't even pick the company individually and go all in in ETF

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The F.@Thefugger

4Lun

Melvin, don't be put off. The portfolio is well positioned, especially for your age, and you will be very happy with this set-up in the distant future. You can always do better!
Greetings to Jakob 😉

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Melvin14@14JahreBWLer_Vaters_Sohn

4Lun

@Thefugger all clear! Thank you 😁

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Das_Bürschchen@Levi11

7Lun

Hello @14JahreBWLer_Vaters_Sohn I am also 15 you are welcome to take a look at my portfolio and I would be happy to connect us via Discord or something like that

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@stock_strategist_549 of course we can do it @fund_whisperer_474 is 16 to 17 and can also be there.

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Das_Bürschchen@Levi11

7Lun

Jo can come to my server https://discord.gg/mMeMqZyJ

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@stock_strategist_549 biggest13yrsold is my dc

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@stock_strategist_549 ja

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Das_Bürschchen@Levi11

7Lun

Jo Safe come on @Homelander

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Uwe@SchlaubiSchlumpf

7Lun

It's best to set yourself a percentage target for shares and ETFs. Then you won't get too lost in individual stocks. My view is that 50% has too much potential to break up my portfolio. I have enough confidence in my labor that I don't need to achieve a massive over-return. Market returns together with my labor are enough to achieve my financial goals in life. I won't jeopardize that by holding too many individual assets. It won't increase them for the time being.
I have nothing against single stocks. Some of my best friends are single stocks 🫠- scratch that- but they come with an increased risk of me being dumber than the market. I hold a bit because I realize that it makes me more interested in the economy.

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Melvin14@14JahreBWLer_Vaters_Sohn

7Lun

@SchlaubiSchlumpf All right, thank you!

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