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KonradM · 2024-09-15T09:12:32.737099Z

Hallo in die Runde, ich würde gern einmal eure Meinung bzw. Gedanken anhören wollen zum Thema Gold-Investment. In meinem Portfolio habe ich überwiegend Aktien mit vierteljährlicher Dividenden Ausschüttung. Daher überlege ich die ganze Zeit das Portfolio durch ein Invest in Gold zu diversifizieren um es langfristig zu besparen. Bei Trade Republic gibt es leider $4GLD nicht zum besparen bzw. als Sparplan, weshalb ich mich vermutlich für den $SGBS entscheiden würde. Habt ihr Gold in eurem Depot/Portfolio und falls ja, worin habt ihr investiert? Bin gespannt was eure Meinung ist und wünsche euch einen entspannten Sonntag.

KonradM

@KonradM

4Lun·

Hello everyone,

I would like to hear your opinions and thoughts on the subject of gold investment.

In my portfolio I mainly have shares with quarterly dividend payments. I am therefore considering diversifying the portfolio by investing in gold in order to save for the long term.

Unfortunately, Trade Republic does not offer $4GLD (+0,61 %) for saving or as a savings plan, which is why I would probably opt for the $SGBS (+0,66 %) would be my choice.

Do you have gold in your custody account/portfolio and if so, what have you invested in?

I look forward to hearing your opinions and wish you a relaxing Sunday.

24 Comentarios

Stefan@Slucks87

4Lun

Honestly, it's better to go to Degusa or similar and buy gold in bars or coins.

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KonradM@KonradM

4Lun

@Slucks87 First of all, thank you for your feedback. Why would you recommend this approach?

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FunFun@__FunFun__

4Lun

@Slucks87 not everyone can do it...

It's nonsense to wait 10 months for a €50 gold savings rate until you can physically buy gold for €500 - you lose the entire price gain...

@KonradM - don't you have euwax Gold II on TR? It's tax-free and can also be delivered from a certain amount

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FunFun@__FunFun__

4Lun

@KonradM just read down here that it's not available at TR either xD

You could also open an account with Scalable and then invest in euwax Gold via a savings plan if that's not a problem for you - otherwise only the etf you mentioned above is available...

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Patrick Schäfer@Hotte1909

4Lun

I order the $IGLN from TR.
I used to buy physically via an online retailer. But that was always associated with costs. If I didn't live in the deepest Sauerland and had a dealer around here, I would of course prefer to buy physically. Or I would if I happened to be in Dortmund.

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KonradM@KonradM

4Lun

@Hotte1909 but with some of them I think you can have it sent to you physically. At least that's what I read on Wisdomtree.

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Patrick Schäfer@Hotte1909

4Lun

@KonradM That is correct. However, this is not possible with $IGLN as far as I know.

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user0e3jddwsjxu@user1d7gf8465j461735

4Lun

@Hotte1909 is the sale tax-free after a one-year holding period?

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Patrick Schäfer@Hotte1909

4Lun

@user1d7gf8465j461735 Actually yes. As it is physically deposited and therefore tax-free. As far as I know, you first pay tax on TR, but this will be credited back to you after verification

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user0e3jddwsjxu@user1d7gf8465j461735

4Lun

@Hotte1909 all right, thanks :-) do you have to write to tr yourself or is it credited automatically? And can I ask what your gold share is?

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Patrick Schäfer@Hotte1909

4Lun

@user1d7gf8465j461735 Unfortunately, I don't know. Since my share in TR is quite small and I haven't sold any gold yet and haven't held it for a year. Physical gold at home is about 6% of the portfolio. However, I haven't tracked it here as I haven't yet found a way to enter gold properly. Since I have a part in bars, a part in coins and even a small part in nuggets

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KonradM@KonradM

4Lun

@Hotte1909 Now, for the very stupid, what is the difference between $IGLN and $SGBS? If you have an answer, I would be very grateful.

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Patrick Schäfer@Hotte1909

4Lun

@KonradM Good question. In any case, there are already 2 different providers 😉

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𝙼𝚊𝚗𝚞@FrauManu

4Lun

If you have time, scroll through the posts at @InvestmentPapa
There are a few posts on the subject.
Have a nice Sunday ☀️ too

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Stefan@InvestmentPapa

4Lun

@FrauManu 👋

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𝙼𝚊𝚗𝚞@FrauManu

4Lun

@InvestmentPapa 😉✌🏼

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Kill_Baulitz@Johann_van_der_Smut

4Lun

Buy physical if possible...

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Wachstums_Aktionär@schokosahne

4Lun

I myself see commodities as important for young people. Here I would use 50% gold and 50% silver.

This should be bought physically, as you are using it as an emergency currency and if you buy it as an ETF, who knows whether you can still sell it then

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Dividenden-Penner@Dividenden-Penner

4Lun

@schokosahne the old prepper myth.🫣 If the case arises that you need gold as currency, then you don't need gold but a gun.

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Wachstums_Aktionär@schokosahne

4Lun

@Dividenden-Penner I don't see it that way at all; if the worst comes to the worst, the price will go extremely high. The stock exchanges are often closed or trading is suspended and then you can go through the traders.

But that's a question of faith, for me it's purely a crisis precaution, because if you don't think about it, in most cases it's not worth investing in precious metals.
In the long term, the return is usually no better than on quality growth shares.

But everyone has to make their own decision. The preppers exist, of course, and there are even specially punched plates where you can always break out a piece.
If you need it, you can of course do it.

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Ronald@AlterMann

4Lun

I buy gold and silver from the pro Aurum store in Düsseldorf

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Mathias@Mathes

4Lun

In 2020, I invested a portion in physical gold / Krugerrand (1oz). The smaller the denomination, the bigger the spread. Top return to date and if I never need the hedge, it will go to the kids. Whether I would buy at the ATH now, probably not.

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4Lun

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KonradM@KonradM

4Lun

@DireStraits That's what I thought at first, but unfortunately it's not listed at TR either, or I couldn't find it there.

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