2D·

Error?

I'm beginning to think there's something wrong.

With $UNH (-6,32 %) or with me or with both.

I've just bought more. My purchase price is now just under €300. But I'm starting to have doubts.


Is this the right strategy? Use every opportunity to buy more shares or is this the typical (beginner's) mistake of reaching for the falling knife?

Is it better to invest my last cash reserves elsewhere?

Just to understand: I want to get the buy-in down as much as possible and get out of $UNH (-6,32 %) . Thank God I don't need the money at the moment.


Do you feel the same way? How are you dealing with it?

31.07
UnitedHealth logo
Compró 2,37 a 220,42 €
522,40 €
10
30 Comentarios

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Rest bewahren👍🏻 You are well positioned in the long term
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@Kronos_ I think I needed that now. 🤝👍🏻
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You want to get out of $UNH and buy more? Sorry, but that's cheese....
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am now down over 50%, what can I say😂😂
Considering selling the position (fill the loss offset pot) and then buying back.
Possibly do the same with NOVO
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@DivGrowth1989 I don't quite understand. What do you mean or what exactly is the advantage of this approach? You get fewer pieces when you buy again with the proceeds from the sale.
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@trade_commander_2498 Why should he get fewer pieces? Apart from the fees. He gets just as many shares as he owned. The only difference is that he fills the loss pot, which he can then offset against profits
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@DivGrowth1989 Yes, that's right. I think I'm beginning to understand that. Is dividend tax, i.e. capital gains tax, also offset against the loss pool? That would also be interesting.
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@trade_commander_2498 No, only with future profits from the sale of shares.
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@trade_commander_2498 Not in Germany, but yes in Austria - at least we have an advantage here in terms of investment and taxation 🇦🇹✌🏻
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@DivGrowth1989 I have done this before. Since then I'm already down 17% again. In total - 56%
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@Solitair can of course always happen🙈🙈
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@DiviFlow I also think the fact that we don't have a FIFO is a big advantage ☺️.
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The wirecardeffect : the falling knife is seen as a shooting star 🌠.
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@financial_guru_2493 Don't scare me 😱
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@trade_commander_2498 sorry, but wirecard was the crash and such a waterfall chart no longer works for me. It's best to wait until a bottom forms.
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I don't understand why you put such a crutch with a bunch of lawsuits in your portfolio when many stocks that have great prospects for the future still have attractive valuations...
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@Bubu_98 the mistake was with the first purchase. I thought I would get in when the share lost 25% and get out when the price went up again. That was a mistake.
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@Bubu_98 What would you recommend? Do you have any tips?
Keep a cash reserve for a general price setback. Trump is still in office for another 3 years, so something is bound to happen.
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According to EW it is a big correction that could probably turn at 213.19$. I'm not invested yet, but want to buy my first tranche there if the MACD crosses 1W or 4D.
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I don't find $UNH attractive, even if it is "cheap". Even though I am looking for long-term investments myself, I simply don't see an end to this trend in sight for a long time yet. Too much uncertainty, impending legal proceedings, poor quarterly figures...
There are simply far more attractive companies.
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A typical beginner's mistake is to buy more when the share goes into negative territory so that you can make up for the loss. In most cases, however, the big drop means that your thesis is not correct.
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Why are you buying the stock in the first place? The company is one of the most hated in the country where it mainly operates. Since there is virtually no customer loyalty, it is easy to switch providers. The business model is also very simple and easy to copy. Any insurance company in the world could simply expand there and then offer a service that is not exclusively designed to exploit and rip off customers. Maybe then your CEO won't be murdered in the street.
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Waiting until you are at +/- 0 with exactly this stock is a beginner's mistake and trying to accelerate this by buying more is the second. Realizing losses is not a bad thing, I have already wiped out a few hundred with hype stocks and then realized the losses of -40%. It just reduces the return, nothing else. I have put the remaining capital into my ETFs, in about 5 years I will have my money back if they make their 7% p.a.
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Statistically speaking, it is better to buy into rising prices than falling ones.

So yes, beginner's mistake.
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@trade_commander_2498 If you bought 10 for 300, you paid 3000. If you sell them now, you will receive 2200 euros. The loss goes into the loss pot and at the same time you buy another 10 shares from the 2200 euros. This fills up the loss pot, but you still have the same number of shares. This means that you are effectively deferring taxation to a later profit or you can have other profits paid out tax-free. Whether that makes sense, I don't know. It just looks nicer because your cost price is lower.
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@Transporter oh wow. I would never have thought of that. Thank you.
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