In the past, my investment strategy focused exclusively on individual shares. For the future, however, I have developed a more diversified strategy that includes both regular ETF investments and targeted individual share purchases.
My investment strategy 2025:
- Monthly ETF investments:
- 350 € in the FTSE ALL-WORLD $VWRL (-4,62 %)
- 25 € in the FTSE INDIA $FLXI (-2,8 %)
- Monthly individual share investments:
- 25 € Microsoft $MSFT (-2,36 %)
- 25 € Novo Nordisk $NOVO B (-6,66 %)
- 25 € Waste Management $WM (-4,02 %)
- 25 € McDonald's $MCD (-4,77 %)
- 25 € ASML Holding $ASML (-2,09 %)
-50 € Munich RE $MUV2 (-6,68 %)
In addition, I build up my monthly cash reserve of €1,500/month to ensure financial flexibility.
- Reserve/liquidity: