8Lun
April 1 is already over.
Not quite comprehensible to me.
TD > TR, tax savings later simply through partial transfers to other custody accounts.
ETFs are special assets, so it doesn't matter whether Vanguard or any other provider.
Not quite comprehensible to me.
TD > TR, tax savings later simply through partial transfers to other custody accounts.
ETFs are special assets, so it doesn't matter whether Vanguard or any other provider.
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@six Thank you for your critical questioning 👍
In principle, TD doesn't matter. It can always fluctuate and is not guaranteed for any ETF. TR is fixed until the issuer adjusts something.
Partial transfer of the custody account is possible, but involves significantly more effort and time delay. Saving in another ETF now is much less complicated, more flexible later and an additional option to the partial transfer.
Yes, ETFs are special assets. But if Vanguard goes bust, for example, I won't get access to my deposits tomorrow. This is a process that simply takes time. If I later have to rely on my money in $VWRL to live on and it takes months before I can access it again, I can get into real trouble.
As I wrote, these are just mini reasons that, taken together, perhaps add up to a small reason. But saving in a second (or third) ETF costs absolutely nothing (apart from 5 minutes to switch the savings plan) and addresses these mini reasons.
The question to you is therefore rather: What disadvantage do I have by saving in another ETF?
In principle, TD doesn't matter. It can always fluctuate and is not guaranteed for any ETF. TR is fixed until the issuer adjusts something.
Partial transfer of the custody account is possible, but involves significantly more effort and time delay. Saving in another ETF now is much less complicated, more flexible later and an additional option to the partial transfer.
Yes, ETFs are special assets. But if Vanguard goes bust, for example, I won't get access to my deposits tomorrow. This is a process that simply takes time. If I later have to rely on my money in $VWRL to live on and it takes months before I can access it again, I can get into real trouble.
As I wrote, these are just mini reasons that, taken together, perhaps add up to a small reason. But saving in a second (or third) ETF costs absolutely nothing (apart from 5 minutes to switch the savings plan) and addresses these mini reasons.
The question to you is therefore rather: What disadvantage do I have by saving in another ETF?
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•8Lun
@DonkeyInvestor The counter-question is not bad. Sure, there are no disadvantages for you.
I'm just a Vanguard fan and will add the Vanguard High Dividend or Global Aggregate Bonds from Vanguard later on 😂
I'm just a Vanguard fan and will add the Vanguard High Dividend or Global Aggregate Bonds from Vanguard later on 😂
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