2Semana·

MSCI vs. FTSE All-World

Hello community!

In view of further unrest in world trading, I am considering replacing my current MSCI World $IWDA (+1,3 %) for the All-World from Vanguard $VWCE (+1,23 %) for the All-World from Vanguard.

Idea: a little less USA, but a little more emerging markets..does that make sense at the moment? The tariffs, which are currently difficult to calculate due to Trump, are more likely to hamper China etc. for at least the next 90 days. That puts my theory into perspective.

How do you proceed? What advice do you have?

13 Comentarios

Play R.@Playrio

2Semana

I have an MSCI World that has been running for many years. I also let it continue to run. Purchases have been going into an All World for years. Personally, I wouldn't sell for a reallocation.

•

puth1990@Puth1990

2Semana

@Playrio I am now at more or less zero return after the dip due to the cost average effect via savings plan adjustments or increases. In other words, no taxable portion..hence my idea

•

Julian@MoneyISnotREAL

2Semana

@Puth1990 Do not forget:
Some shares have a profit => tax.
Some shares have a loss => loss pot.

Presumably the old shares are at a profit, i.e. you still pay tax according to the FiFo principle.

••

puth1990@Puth1990

2Semana

Thanks, I hadn't considered that. But if my buyin is now zero return, wouldn't tax and loss balance each other out? Or am I making a mistake?

••

Play R.@Playrio

2Semana

@Puth1990 If your current return is "0" and you sell all your shares, you will not pay any tax.

•

puth1990@Puth1990

2Semana

@Playrio thanks..that's how I had calculated it too

••

Christian@Helli

2Semana

I now control the USA weighting via $EXUS and $SPYL

•

Wingzujb@Hooorrrur

2Semana

Well, the thing is that if the "downfall" of the USA continues, the MSCI World Etf will also be adjusted accordingly. That means fewer US equities

••

puth1990@Puth1990

2Semana

@Hooorrrur But if it only affects the USA in particular, or worse, then it would make sense to reduce the share from the previous 70 percent via the MSCI World to 60 percent via the FTSE beforehand

••

Wingzujb@Hooorrrur

2Semana

@Puth1990 Yes, of course, if you want to have fewer US shares in your portfolio, that definitely makes sense. But will you have to pay taxes if you sell your shares now? Will the price suddenly rise again because Trump has a new idea? Nobody can predict that at the moment. Personally, I have also reduced my US share and now only hold the Etf $VWRL

••

puth1990@Puth1990

2Semana

@Hooorrrur How do you assess the risk that EMs will significantly underperform? If not even China will lose significantly in returns? That's the only point I'm still struggling with. I wouldn't have to pay taxes now if I reallocated.

••

Horrax D@Horrax

2Semana

I don't think swapping is a good idea. But from now on you can save in the other one without hesitation.

It also depends on how much you have already invested. If it's only a small amount, you can of course switch completely.

••

Cyberpunk@RSCologne

2Semana

I wouldn't swap either, but my allocation analysis - regions also only says 13.88% North America. I've always been skeptical about the US-Americans' debt enthusiasm and have tried to put together other compositions in ETF form without special ETF surcharges. Until "Liberation Day", however, I was quite lonely with this composition... But if I had stumbled across $EXUS I would have saved there too.

••