Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,13 %) 30%
- $CSPX (-0,27 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,69 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,18 %) , $GOOGL (-1,03 %) , $AMZN (-0,41 %) , $SAP (+0 %) ,$NVDA (-2,7 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,39 %) , $NOVN (+1,7 %) , $NOVO B (+1,22 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0,72 %) , $1810 (+1,24 %)
$PG (-0,66 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (-4,15 %)
$SIE (-3,71 %)
Energy sector 7%- $SHEL (+0,37 %) , $ENR (-0,22 %)
Financial sector- $ALV (-0,18 %) and $NU (-1,95 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
