Hi, I invested in the$VWRL (-0,28 %) but I think I am gonna switch to $FWRG (-0,25 %) ( let me know what you think). I am also interested in dividend stocks like $JEGP (-0,09 %) and $TDIV (-0,35 %) is it a smart move to get such etf or is it better to get something like $PEP (-1,18 %) . Any other advise is welcome!!