Hi, I invested in the$VWRL (-0,01 %) but I think I am gonna switch to $FWRG (-0,08 %) ( let me know what you think). I am also interested in dividend stocks like $JEGP (+0,02 %) and $TDIV (-0,26 %) is it a smart move to get such etf or is it better to get something like $PEP (+0,1 %) . Any other advise is welcome!!