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Sina · 2024-03-29T14:52:00.490775Z

Mal wieder eine ETf Frage von mir 😅 Die bezieht sich weniger auf mein Depot als mal wieder auf das eines Freundes 😅 Alles in einen Welt ETF (welcher sei jetzt mal dahingestellt) oder zur Stärkung des Europaanteils was Europäisches beimischen? Ich finde zB Europa Quality $IEQD gar nicht so verkehrt, da er besser Performt als ein normaler Europa ETF. Aber: wenn man mal den BlackRock ETF Rechner bemüht und historische Wertentwicklungen unterstellt (ich weiß: nicht unbedingt aussagekräftig) dann ergibt sich bei zb meinem Weg bis zur Rente ein dramatischer Unterschied. Kurz gesagt: Wachstumsbremse hoch 10.

Sina

@lawinvest

9Lun·

Another ETf question from me 😅 This one relates less to my portfolio and more to that of a friend 😅

Everything in a world ETF (which one is an open question) or add something European to strengthen the European share?

I think Europa Quality, for example $IEQD (+0,42 %) is not so bad, as it performs better than a normal European ETF.

But: if you use the BlackRock ETF calculator and assume historical performance (I know: not necessarily meaningful) then there is a dramatic difference in my path to retirement, for example. In short: a brake on growth to the power of 10.

22 Comentarios

Ella Marie Waschbär@DividendenWaschbaer

9Lun

Of course this is a brake on growth. Diversification always slows things down. Slows down profits, but also losses.
More risk, more return. That's the case with equities, that's the case with ETFs.
You can increase the European share if you think that Europe will outperform America in the next few years (what's that called in German?).

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Saschko@WarrenamBuffet

9Lun

@DividendenWaschbaer outperform says Google :D

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Nostradonkey💩@DonkeyInvestor

9Lun

@DividendenWaschbaer please correct the error "less risk, more return". Then it will be perfect

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Nico Uhlig@RealMichaelScott

9Lun

If your friend wants to keep it simple and doesn't want to deal with it, put everything in a world ETF. If Europe outperforms, this will also be reflected in a higher weighting of the Europe component in the world ETF.

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Topper H.@TopperHarley

9Lun

I don't see a positive future for Europe politically or economically. The problems are well known. Why do you want to bring that into the portfolio?

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Sina@lawinvest

9Lun

@TopperHarley Well, there are certainly some European companies that are doing very well. They are also represented as top positions in the Quality ETF.
And pay as little attention to a market as large as the European market as the msci world does? On the other hand, it does so for good reason 🤔

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PowerWordChill@PowerWordChill

9Lun

@TopperHarley Fortunately, economic development is not as important for equity returns as everyone thinks.
https://getqu.in/Ii4nBx/

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Kill_Baulitz@Johann_van_der_Smut

9Lun

@lawinvest Aren't they included in a World or ACWI anyway? In the end, you'll probably just increase their weighting in your portfolio, right?

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Sina@lawinvest

9Lun

@Johann_van_der_Smut Yes, they are... I somehow find the weighting beyond the top 7 holdings in the MSCI world, for example, simply sad 😅 so it feels like the weighting is so small that you would hardly hold a share.
Take Novo Nordisk or ASML as an example. They are heavily weighted in Europe Quality; in the MSCI world they are also high up, but overall they are going down despite a very decent performance

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Kill_Baulitz@Johann_van_der_Smut

9Lun

@lawinvest Yes, you're right. It's actually interesting from that point of view. I'm currently thinking about how I would weight them in my overall ETF allocation. I have a feeling I'm somewhere between 20 and 25%

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byebyebayern@Langweiler

9Lun

@lawinvest then he could do as I do. ETF Depor with GDP weighting. 40% usa, 10% pacific, 25% each euro and EM. Or, depending on the total amount, add a world etf sc, with the same regional breakdown. Makes 5 etf. LG

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PowerWordChill@PowerWordChill

9Lun

Well, it's just that Europe is cheap at the moment.
https://worldperatio.com/

So there is a lot of catch-up potential, but it looks like many people here can see into the future and already know today that the US will outperform for the next 30 years.
In the past, however, valuations have had a gravitational effect on share prices over the long term.

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Hidu@profit_maker_188

9Lun

I think the idea is clever, especially with this ETF.

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Sina@lawinvest

9Lun

@profit_maker_188 would amount to around 15% in Europe (10 India; 8 Japan, to overweight the two markets somewhat. Japan is already stronger with 6% in the MSCI world, therefore only a small position)
The rest then world. Should be 68%, if I have calculated correctly

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Sina@lawinvest

9Lun

@lawinvest This would result in a total of approx:
60 USA
20 Europe
20 Asia

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Hidu@profit_maker_188

9Lun

zueinander

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Hidu@profit_maker_188

9Lun

Sounds like a balanced division to me. I would implement it like this.

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Thetrendisyourfriend@Thetrendisyourfriend

9Lun

Euro Stoxx 50 or 600 of your choice. Since this year, it has actually performed significantly better than the NASDAQ, so don't let anyone here tell you that it's a brake on growth ;)

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ashish J.@JaqenH

9Lun

@IIlIlIIlIIllIl So you base your investment decisions based on 3 months growth ? NASDAQ has historically for Decades given better than an all World portfolio.

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Thetrendisyourfriend@Thetrendisyourfriend

9Lun

@reach2ashish NASDAQ is overpriced rn in my humble opinion. There is a lot of potential in the european Market this year.

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T..@AIex

9Lun

Never easy to answer, but my opinion should be known by now. HSBC World or if you want it sustainable terrAssini ETF, an Asia ex Japan ETF and a fund, yes fund, for India only.

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T..@AIex

9Lun

@AIex Oh yes, and no World EM!

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