I actually planned to take out my private pension insurance in 2024. Not to come, of course. (Or was too lazy)
Since I've seen a lot here, with 2-3% costs, I think I'm still doing quite well.
I took it out at the beginning of 2024 (then only started looking into it after it was taken out).
As stupid as you can be when you're young...
Or it just sounded too good from Tecis...🙈
Once there is the fund-linked private provision at Volkswohl Bund (€110.25 per month with dynamic)
45% $IWDA (-0,45 %) MSCI World
25% $EIMI (-0,96 %) MSCI Emerging Markets IMI
20% $SMEA (-0,34 %) MSCI Europe
10% $CPXJ (-2,03 %) MSCI Parcific ex-Japan
And secondly, the unit-linked Rürup pension, also via Volkswohl Bund with the same allocation. (100€ per month)
In fact, I have to say that I imagined it would be much worse. Let's see where I end up. In any case, the costs are only low for the ETFs listed 😂
