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Portfolio review March 2025 - Trump crashes Wall Street and my portfolio (-€30,000 📉)

2025 - A year to forget if you look at the first quarter. While things were still looking positive until around mid-February, things have been going steadily downhill since the middle or end of February.


March 2025 was the worst single month in my portfolio since 2013, with price losses of almost 10%. The negative market trend in the US and a weak US dollar naturally hurt my portfolio particularly badly.


Monthly view:

attachment

In total, March was -9,9%. This corresponds to price losses of almost 30.000€.

The MSCI World (benchmark) was -7.9% and the S&P500 -5.8% (in dollars, for euro investors it was also more like -10%).


Winners & losers:


A look at the winners and losers shows a clear picture in March:

attachment

Winners? You will look for them almost in vain this month.

In 1st and 2nd place are Deutsche Bank
$DBK (-6,15 %) and Allianz $ALV (-2,67 %) two German financial stocks with gains of around € +180 each. Northrop Grumman $NOC (-0,5 %) at +120€ is only one of 2 American stocks with a positive price performance in March.


A completely different picture on the losers' side:

1st place goes to NVIDIA $NVDA (+0,68 %) with price losses of over €4,200. It is followed by Meta $META (+0,16 %) and Palo Alto Networks
$PANW (-0,57 %) with price losses of ~€2,000 each. 4th place goes to Alphabet
$GOOG (+0,22 %) with €1,600 in share price losses. The flop 5 is then completed by a non-tech stock, namely Starbucks
$SBUX (+0,14 %) with losses of ~€1,400.


The performance-neutral movements were €500 in March - these are still lower at the moment due to the house construction issue.


current year:

attachment

In the YTD my portfolio is now also clearly in the red with -8,4%. The MSCI World is still doing better at -5.4%.


In total, my portfolio currently stands at ~260.000€. This corresponds to an absolute decline of ~€25,000 in the current year 2025. -28.000€ of this comes from exchange rate losses, slightly offset by ~900€ from dividends / interest and ~2.000€ from additional investments.



Dividend:

attachment
  • Dividends in March were +8% above the previous year at ~390€
  • At the top of the list Amgen
    $AMGN (-0,3 %) with meanwhile over 55€ (gross) dividend every 3 months
  • In the current year, the dividends after 3 months are +15% over the first 3 months of 2025 at ~730€
  • The US dollar will also have an impact on dividends this year. Example: 2,500$ at an exchange rate of 1:1 equals 2,500€. At an exchange rate of 1.08$, these 2,500$ would only be worth 2,315€, a decrease of ~185€


Buying & selling:

  • I bought in March for 750€
  • 460€ shares
  • 190€ ETFs
  • 100€ crypto
  • Sales Was there no


Change of strategy?



At the moment, Donald Trump and his policies are causing a lot of scrutiny, especially with regard to the (high) US share in the portfolio.


I can understand these thoughts very well. However, I have decided not to change my strategy and to maintain my high US & tech allocation in my portfolio.


There are certainly better short-term investment opportunities (European defense stocks as an example). Through my savings plans, however, I have deliberately opted for a long-term buying strategy that I will not throw overboard every few months. In the long term, for example, 2022 was an extremely good year to buy tech stocks.


As I don't have a portfolio target for this year anyway, I'm happy to go even lower - hopefully I'll be happy about the entry prices in 2-3 years' time.



YouTube:


Unfortunately, I only uploaded 2 videos to YouTube in March. Unfortunately, work in March was extremely stressful and time-consuming, so there was little time left for this.


I have also uploaded my March portfolio update as a video there if anyone would like to see some more information on the portfolio performance: https://youtu.be/fxbvatj6uvM?si=xP_gvoEmtuqSsfz8


I'm particularly happy to receive criticism or feedback here! 😊


Goal 2025


As already mentioned in the January & February review, a fixed deposit target for this year makes little sense due to the house construction. A fixed savings rate is also difficult to implement due to the issue (unforeseen costs and the like).

A dividend target is also very difficult due to the high volatility of the US dollar.


That's why I'm focusing on other topics this year, especially building a house and possibly one or two YouTube successes.



How are things looking for you? Are you sticking to your portfolio target for 2025 or do you also see difficulties in achieving it after the first quarter?


#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

55Puestos
262.616,86 €
50,00 %
35
18 Comentarios

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Diversification my small caps from Europe are doing very well, but 2024 was not my year.
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@Smudeo which ones do you find attractive at the moment
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@Smudeo That's right, you're not doing much wrong with Small Cap Europe so far this year!

I did extremely well in 2023 & 2024, but 2022 was too forgettable and 2025 doesn't look good so far either.

Sometimes one asset wins and the next time the other asset wins.
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@Mister_ultra before 2023 were my years, because hardly any USA
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@Memo0606 $FTK flatexdegiro is running... are they still cheap?
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For my part, I won't change anything and will stoically continue with my strategy. The investment case is long-term, so the decline doesn't bother me at all - to be honest, it can still go down a bit. By the way, what do you do for a living?
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@TaubeSmash I absolutely agree! In the long term, we won't even remember it. I once took a look at the worst months since 2013 and then asked ChatGPT for the reasons. I can't remember 90% of them.

I work in controlling in a corporate group :)
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Thank you for your transparency, always exciting to see!
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@xgreenyflo Thank you! And with pleasure. Even if writing about price gains is definitely more fun 😂
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@Mister_ultra better days will come :D
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a hug for you and then later jumps in the air together 😄💯🧘
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@DonkeyKongx in the long term we will benefit from it, in the long term we will benefit from it,... 😂😂
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@Mister_ultra yes when Orangeman is gone in 4 years 🤝😂😂
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@DonkeyKongx or if he then runs against Obama for a third term 😂😂
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What do you mean by portfolio target? What percentage increase per year?
I don't have anything like that, because it's not up to me how the stock market develops and I'm not a day trader either.
The only target I can set myself is to pay in X amount per year.
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@Tobi60 Of course you're right!

I always calculated my planned deposits and 7% on the portfolio balance. That was my portfolio target, which of course only works in rising markets 😂

That's why the savings rate target is definitely the better one!
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Have the same losses 😭 at least it was only book profits that were lost 😂

Nothing will be changed in the strategy still America First 😂
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@Simpson That's one way to look at it 😂 And over the last 2-3 years, there are still nice (book) profits 😂

I see it the same way. 2022 wasn't a good year either, but in hindsight it was a great year for buying. That's also how I see it with the USA, in the long term the best companies can be found there.
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